Axos Financial/$AX

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About Axos Financial

Axos Financial Inc is a bank holding company that operates through its bank subsidiary, BofI Federal Bank, a nationwide bank that provides financing for single and multifamily residential properties, small to medium-size businesses in certain sectors, and selected specialty finance receivables. Its operating segments are banking business segment and securities business segment . The bank distributed its products through a wide range of retail distribution channels, including only banking brands, affinity groups, and sales teams, among others. The majority of the bank's mortgage exposure is titled toward the state of California, particularly its southern region. Net interest income is a majority of the bank's revenue.

Ticker

$AX

Primary listing

NYSE

Industry

Banks

Employees

1,781

Axos Financial Metrics

BasicAdvanced
$4.8B
11.56
$7.33
1.26
-

What the Analysts think about Axos Financial

Analyst ratings (Buy, Hold, Sell) for Axos Financial stock.

Bulls say / Bears say

Axos Financial reported a net income of $105.2 million and diluted earnings per share of $1.81 for Q3 fiscal 2025, surpassing analyst expectations of $1.74 per share. (The Telegraph)
The company authorized an additional $100 million increase to its stock repurchase program, indicating confidence in its financial position and commitment to returning value to shareholders. (StockTitan)
Axos Financial completed the acquisition of two performing commercial real estate loan portfolios from the FDIC at a 37% discount to par value, potentially enhancing its asset base and profitability. (Yahoo Finance)
Insider selling activity, including the sale of 5,197 shares by EVP Andrew J. Micheletti and 4,002 shares by Director Edward James Ratinoff, may raise concerns about internal confidence in the company's future performance. (ETF Daily News)
The company's stock has experienced a 9% decline since the beginning of the year, which could indicate market skepticism or underlying challenges. (The Telegraph)
Analyst ratings are mixed, with some firms lowering their price targets and assigning 'market perform' ratings, suggesting potential concerns about future growth prospects. (MarketBeat)
Data summarised monthly by Lightyear AI. Last updated on 6 Jul 2025.

Axos Financial Financial Performance

Revenues and expenses
QuarterlyAnnual
Q3 24
QoQ growth
Revenue
$37B
-39.75%
Net income
$45B
107.52%
Profit margin
37.65%
6.78%

Axos Financial Earnings Performance

Company profitability
QuarterlyAnnual
Q4 23
Q1 24
Q2 24
Q3 24
Q4 24
Actual
$3.69
$2.85
$2.45
$2.42
-
Expected
$3.55
$2.61
$2.05
$2.31
$3.94
Surprise
3.94%
9.20%
19.51%
4.63%
-
Data displayed above is indicative only and its accuracy or completeness is not guaranteed. Actual execution price may vary. Past performance is not indicative of future results. Your return may be affected by currency fluctuations and applicable fees and charges. Capital at risk.
Real-time US market data is sourced from the IEX order book provided by Polygon. After-hours US market data is 15 minutes delayed and may differ significantly from the actual tradable price at market open.

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