Banco Bilbao Vizcaya Argentaria/$BBVA

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About Banco Bilbao Vizcaya Argentaria

Despite its Spanish origins, BBVA generates only around a quarter of its profits in Spain. We expect that on a normalised basis, BBVA's market-leading Mexican bank should contribute half of its earnings, while its Turkish operation should account for another 15%. The balance of BBVA's earnings comes from smaller operations in South America. BBVA is overwhelmingly a retail and commercial bank, with corporate and investment banking forming a minor part of the overall business. BBVA also offers insurance and investment products through its banking networks.

Ticker

$BBVA
Sector

Primary listing

NYSE

Employees

125,916
Headquarters

BBVA Metrics

BasicAdvanced
$110B
9.21
$2.08
1.46
$0.63
3.87%

What the Analysts think about BBVA

Analyst ratings (Buy, Hold, Sell) for Banco Bilbao Vizcaya Argentaria stock.

Bulls say / Bears say

BBVA delivered €2.75 billion net profit in Q2 2025, topping analyst expectations of €2.37 billion even amid currency pressures—showing the bank’s core business remains robust. (Reuters)
BBVA closed June 2025 with a return on tangible equity of 20.4% and reiterated goals of at least 20% ROTE in 2025 and 22% through 2025–2028, underscoring its strong profitability outlook. (Reuters)
BBVA’s CEO expects the Turkey business could deliver €2.5–3 billion net profit in the next two to three years if inflation continues moderating, highlighting growth potential outside its core markets. (Reuters)
Q2 2025 net profit fell 2% year-on-year to €2.75 billion, pointing to hurdles from weaker lending income and currency swings. (Reuters)
BBVA's Mexican operations posted a 12% decline in Q2 2025 net profit due to peso depreciation, spotlighting the risk of relying heavily on high-growth emerging markets. (Reuters)
Group lending income dropped 4% year-on-year in Q2 2025, reflecting narrowing margins in a tough funding environment. (Reuters)
Data summarised monthly by Lightyear AI. Last updated on 6 Sept 2025.

BBVA Financial Performance

Revenues and expenses
QuarterlyAnnual
Q3 24
QoQ growth
Revenue
$37B
-39.75%
Net income
$45B
107.52%
Profit margin
37.65%
6.78%

BBVA Earnings Performance

Company profitability
QuarterlyAnnual
Q4 23
Q1 24
Q2 24
Q3 24
Q4 24
Actual
$3.69
$2.85
$2.45
$2.42
-
Expected
$3.55
$2.61
$2.05
$2.31
$3.94
Surprise
3.94%
9.20%
19.51%
4.63%
-
Data displayed above is indicative only and its accuracy or completeness is not guaranteed. Actual execution price may vary. Past performance is not indicative of future results. Your return may be affected by currency fluctuations and applicable fees and charges. Capital at risk.
Real-time US market data is sourced from the IEX order book provided by Polygon. After-hours US market data is 15 minutes delayed and may differ significantly from the actual tradable price at market open.

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