BILL Holdings/$BILL
1D1W1M3M6MYTD1Y5YMAX
Capital at risk
About BILL Holdings
BILL Holdings Inc is the intelligent finance platform trusted by nearly half a million businesses and their accountants to manage, move, and maximize their money. It powers businesses ranging from fast-moving startups to growing companies with complex operations. It use artificial intelligence (AI) to deliver strategic finance capabilities in one integrated platform that includes accounts payable (AP), accounts receivable (AR), expenses, forecasting, procurement, and more. The company operates as one operating segment. Its products are Accounts Payable, Accounts Receivable, Accountant Console, Pay By Card, ACH Payments, International Payments, Invoicing, Approvals, Integrations, Controls, Mobile App, and Security. Its solutions are Construction, Education, Healthcare, Hospitality, etc.
- Ticker
- $BILL
- Sector
- Software & Cloud Services
- Primary listing
- NYSE
- Employees
- 1,683
- Headquarters
- San Jose, United States
- Website
- www.bill.com
BILL Holdings Metrics
BasicAdvanced
$4.6B
99.96
$0.54
1.08
-
Price and volume
Market cap
$4.6B
Beta
1.08
52-week high
$57.21
52-week low
$31.41
Average daily volume
1.4M
Financial strength
Current ratio
1.501
Quick ratio
0.546
Long term debt to equity
0.533
Total debt to equity
0.571
Interest coverage (TTM)
4.11%
Profitability
EBITDA (TTM)
189.453
Gross margin (TTM)
84.14%
Net profit margin (TTM)
3.07%
Operating margin (TTM)
6.19%
Effective tax rate (TTM)
4.06%
Revenue per employee (TTM)
$1,010,000
Management effectiveness
Return on assets (TTM)
0.66%
Return on equity (TTM)
1.45%
Valuation
Price to earnings (TTM)
99.964
Price to revenue (TTM)
3.058
Price to book
1.42
Price to tangible book (TTM)
6.19
Price to free cash flow (TTM)
14.568
Free cash flow yield (TTM)
6.86%
Free cash flow per share (TTM)
3.694
Growth
Revenue change (TTM)
19.31%
Earnings per share change (TTM)
-388.16%
3-year revenue growth (CAGR)
14.30%
3-year earnings per share growth (CAGR)
-30.41%
What the Analysts think about BILL Holdings
Analyst ratings (Buy, Hold, Sell) for BILL Holdings stock.
Analyst projections of the future price of BILL Holdings stock.
Bulls say / Bears say
Core revenue rose 16% in Q4 FY26 and payment volume grew 14%, with 479,300 businesses using the platform. That points to continued demand across fees and payment activity. (BILL)
Profitability is improving: Q4 non-GAAP operating income climbed 80% year on year, and management expects more than $125 million of GAAP net profit in FY27. It also forecasts $421 million–$451 million of non-GAAP operating income for the year. (BILL, The Motley Fool)
Customers are adopting more of the platform: use of both accounts payable and Spend & Expense grew 35% year on year, while 175,000 businesses used BILL AI agents. Wider adoption could support retention and revenue per customer. (The Motley Fool)
The growth outlook is slowing: FY27 core revenue guidance of 11%–14% is below FY26’s 16%, while total revenue is forecast to grow 9%–12% versus 13% in FY26. (BILL)
Reported profitability remains weaker than adjusted results suggest: Q4 GAAP operating loss widened to $34.3 million from $22.3 million a year earlier, despite 80% growth in non-GAAP operating income. (BILL)
Credit exposure is increasing: the nine-month provision for expected credit losses rose to $44.6 million from $34.5 million. BILL said higher card-receivable losses partly reflected increased delinquencies. (SEC)
Data summarised monthly by Lightyear AI. Last updated on 20 Oct 2026.
BILL Holdings Financial Performance
Revenues and expenses
BILL Holdings Earnings Performance
Company profitability
Upcoming events
No upcoming events
BILL Holdings News
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Funds containing BILL Holdings
AllUSDEURGBP
Fund name | Fund size | $BILL weighting |
|---|---|---|
SPDR S&P 400 US Mid Cap$SPY4 | $6.4B | 0.13% |
SPDR S&P 400 US Mid Cap£SPX4 | $6.4B | 0.13% |
iShares MSCI USA Small Cap CTB Enhanced ESG£CUS1 | $3.2B | 0.09% |
iShares MSCI USA Small Cap ESG Enhanced CTB€SXRG | $3.2B | 0.09% |
SPDR MSCI USA Small Cap Value Weighted$USSC | $1.1B | 0.05% |
Data displayed above is indicative only and its accuracy or completeness is not guaranteed. Actual execution price may vary. Past performance is not indicative of future results. Your return may be affected by currency fluctuations and applicable fees and charges. Capital at risk.
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