Banco Santander-Chile/$BSAC
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About Banco Santander-Chile
Founded in 1978, Banco Santander Chile is part of Santander Group and majority-controlled by Santander Spain. It is the largest bank in Chile by loans and the second largest by deposits. The bank generates most of its net interest income (roughly 65% of total revenue) from its mortgages, unsecured consumer credit lines, and commercial loans. Banco Santander's commercial loan business is more focused on small- to medium-size companies, with firms generating more than CLP 10,000 million in revenue only making up around 5% of outstanding loans. Outside of lending, Banco Santander is the largest card issuer in the country with around 25% of the market and benefits from a long-term strategic partnership with the largest airline in the country, LATAM.
Ticker
$BSAC
Sector
Primary listing
NYSE
Employees
8,757
Headquarters
Santiago, Chile
Website
BSAC Metrics
BasicAdvanced
$12B
4,458.82
$0.01
0.55
$0.99
3.77%
Price and volume
Market cap
$12B
Beta
0.55
52-week high
$26.98
52-week low
$18.19
Average daily volume
305K
Dividend rate
$0.99
Financial strength
Dividend payout ratio (TTM)
56.11%
Profitability
Net profit margin (TTM)
46.01%
Operating margin (TTM)
57.10%
Effective tax rate (TTM)
16.78%
Revenue per employee (TTM)
$277,010
Management effectiveness
Return on assets (TTM)
1.61%
Return on equity (TTM)
24.19%
Valuation
Price to earnings (TTM)
4,458.823
Price to revenue (TTM)
2,045.378
Price to book
2.66
Price to tangible book (TTM)
2.71
Price to free cash flow (TTM)
3,924.617
Free cash flow yield (TTM)
0.03%
Free cash flow per share (TTM)
0.007
Dividend yield (TTM)
3.77%
Forward dividend yield
3.77%
Growth
Revenue change (TTM)
37.92%
Earnings per share change (TTM)
88.01%
3-year revenue growth (CAGR)
2.65%
3-year earnings per share growth (CAGR)
2.39%
10-year earnings per share growth (CAGR)
8.24%
3-year dividend per share growth (CAGR)
8.89%
10-year dividend per share growth (CAGR)
6.16%
What the Analysts think about BSAC
Analyst ratings (Buy, Hold, Sell) for Banco Santander-Chile stock.
Bulls say / Bears say
Reported a ROAE of 25.7% in Q1 2025 and 24.5% in Q2 2025, marking five consecutive quarters over 20% and showing robust profitability and returns (GlobeNewswire, GlobeNewswire).
Maintained a net interest margin of 4.1% in both Q1 and Q2 2025, demonstrating strong margin management in an environment of lower funding costs (GlobeNewswire, GlobeNewswire).
Total customers grew 9.4% year-on-year in Q1 and 11.5% year-on-year in Q2 2025, with digital customers reaching 2.3 million (about 88% of active clients), underscoring the success of the bank’s digital strategy (GlobeNewswire, GlobeNewswire).
The bank’s net income attributable to shareholders declined by 0.5% quarter-on-quarter between Q1 and Q2 2025, signaling possible difficulty sustaining profit growth in consecutive quarters (GlobeNewswire).
The migration of core systems to the cloud in Q1 2025 raised technology expenses and led to write-downs of legacy systems, increasing operating costs (GlobeNewswire).
Volatility in the UF caused a decrease in readjustment income in Q1 2025, making earnings more susceptible to fluctuations in Chile’s inflation-indexed unit (GlobeNewswire).
Data summarised monthly by Lightyear AI. Last updated on 7 Oct 2025.
BSAC Financial Performance
Revenues and expenses
BSAC Earnings Performance
Company profitability
Data displayed above is indicative only and its accuracy or completeness is not guaranteed. Actual execution price may vary. Past performance is not indicative of future results. Your return may be affected by currency fluctuations and applicable fees and charges. Capital at risk.
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Capital at risk
Upcoming events
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FAQs
What’s the current market cap for Banco Santander-Chile stock?
Banco Santander-Chile (BSAC) has a market cap of $12B as of October 14, 2025.
What is the P/E ratio for Banco Santander-Chile stock?
The price to earnings (P/E) ratio for Banco Santander-Chile (BSAC) stock is 4458.82 as of October 14, 2025.
Does Banco Santander-Chile stock pay dividends?
Yes, the Banco Santander-Chile (BSAC) stock pays dividends to shareholders. As of October 14, 2025, the dividend rate is $0.99166 and the yield is 3.77%. Banco Santander-Chile has a payout ratio of 56.11% on a trailing twelve-month basis.
When is the next Banco Santander-Chile dividend payment date?
The next Banco Santander-Chile (BSAC) dividend payment date is unconfirmed.
What is the beta indicator for Banco Santander-Chile?
Banco Santander-Chile (BSAC) has a beta rating of 0.55. This means that it is less volatile than the market, on average. A beta of 1 would indicate the stock moves in-line with the market, while a beta of 0.5 would mean it moves half as much as the market.