Card Factory /£CARD
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About Card Factory
Card Factory PLC is a prominent UK-based retailer specializing in greeting cards, gifts, and celebration essentials. Established in 1997 and headquartered in Wakefield, England, the company operates in the specialty retail sector, providing a wide array of products aimed at personal celebrations and events. It is publicly listed on the London Stock Exchange under the ticker symbol CARD, marking its prominence in the retail market.
Ticker
£CARD
Sector
Primary listing
LSE
Employees
9,266
Headquarters
Website
Card Factory Metrics
BasicAdvanced
£342M
7.93
£0.12
1.63
£0.05
4.93%
Price and volume
Market cap
£342M
Beta
1.63
52-week high
£1.16
52-week low
£0.73
Average daily volume
905K
Dividend rate
£0.05
Financial strength
Current ratio
1.063
Quick ratio
0.422
Long term debt to equity
55.749
Total debt to equity
64.623
Dividend payout ratio (TTM)
39.16%
Interest coverage (TTM)
5.20%
Profitability
EBITDA (TTM)
86
Gross margin (TTM)
34.77%
Net profit margin (TTM)
7.71%
Operating margin (TTM)
14.11%
Effective tax rate (TTM)
25.52%
Revenue per employee (TTM)
£60,000
Management effectiveness
Return on assets (TTM)
7.93%
Return on equity (TTM)
13.18%
Valuation
Price to earnings (TTM)
7.93
Price to revenue (TTM)
0.61
Price to book
1
Price to tangible book (TTM)
-19.78
Price to free cash flow (TTM)
4.002
Free cash flow yield (TTM)
24.99%
Free cash flow per share (TTM)
0.243
Dividend yield (TTM)
4.93%
Growth
Revenue change (TTM)
6.18%
Earnings per share change (TTM)
4.17%
3-year revenue growth (CAGR)
7.68%
10-year revenue growth (CAGR)
4.30%
3-year earnings per share growth (CAGR)
19.46%
10-year earnings per share growth (CAGR)
-3.28%
10-year dividend per share growth (CAGR)
-3.50%
What the Analysts think about Card Factory
Analyst ratings (Buy, Hold, Sell) for Card Factory stock.
Bulls say / Bears say
Revenue grew 6.2% to £542.5 million in FY25, while adjusted profit before tax rose 6.3% to £66.0 million and adjusted EPS increased 5.9% to 14.3 pence, reflecting robust demand and efficient cost management (Reuters).
Partnerships revenue jumped to £16.5 million in the first half of FY26 (six months to 31 July 2025) from £6.6 million a year earlier, driven by accretive contributions from the Garven and Garlanna acquisitions and strong organic growth (Reuters).
The company repurchased 100,000 ordinary shares at an average price of 103.57 pence on 31 October 2025, signalling management’s confidence in the business and supporting shareholder value (Reuters).
Net debt surged 71.2% year-on-year to £58.9 million at 31 January 2025, up from £34.4 million, lifting adjusted leverage to 0.7x and potentially constraining financial flexibility (Reuters).
Statutory profit before tax fell 2.3% to £64.1 million in FY25, weighed by £3.9 million of one-off costs and highlighting volatility in underlying earnings (Reuters).
Cash generated from operations declined 11.0% to £105.6 million in FY25, indicating potential cash flow pressures ahead of planned investments (Reuters).
Data summarised monthly by Lightyear AI. Last updated on 9 Nov 2025.
Card Factory Financial Performance
Revenues and expenses
Card Factory Earnings Performance
Company profitability
Data displayed above is indicative only and its accuracy or completeness is not guaranteed. Actual execution price may vary. Past performance is not indicative of future results. Your return may be affected by currency fluctuations and applicable fees and charges. Capital at risk.
Market data provided by CBOE Europe and Deutsche Börse.
Capital at risk
Upcoming events
FAQs
What’s the current market cap for Card Factory stock?
Card Factory (CARD) has a market cap of £342M as of November 14, 2025.
What is the P/E ratio for Card Factory stock?
The price to earnings (P/E) ratio for Card Factory (CARD) stock is 7.93 as of November 14, 2025.
Does Card Factory stock pay dividends?
Yes, the Card Factory (CARD) stock pays dividends to shareholders. As of November 14, 2025, the dividend rate is £0.048 and the yield is 4.93%. Card Factory has a payout ratio of 39.16% on a trailing twelve-month basis.
When is the next Card Factory dividend payment date?
The next Card Factory (CARD) dividend payment is scheduled for December 12, 2025.
What is the beta indicator for Card Factory ?
Card Factory (CARD) has a beta rating of 1.63. This means that it is more volatile than the market, on average. A beta of 1 would indicate the stock moves in-line with the market, while a beta of 2 would indicate the stock moves twice as much as the market.