Card Factory /£CARD
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About Card Factory
Card Factory PLC is a prominent UK-based retailer specializing in greeting cards, gifts, and celebration essentials. Established in 1997 and headquartered in Wakefield, England, the company operates in the specialty retail sector, providing a wide array of products aimed at personal celebrations and events. It is publicly listed on the London Stock Exchange under the ticker symbol CARD, marking its prominence in the retail market.
Ticker
£CARD
Sector
Primary listing
LSE
Employees
9,266
Headquarters
Website
Card Factory Metrics
BasicAdvanced
£346M
8.04
£0.12
1.63
£0.05
4.86%
Price and volume
Market cap
£346M
Beta
1.63
52-week high
£1.16
52-week low
£0.73
Average daily volume
1.2M
Dividend rate
£0.05
Financial strength
Current ratio
1.063
Quick ratio
0.422
Long term debt to equity
55.749
Total debt to equity
64.623
Dividend payout ratio (TTM)
39.16%
Interest coverage (TTM)
5.20%
Profitability
EBITDA (TTM)
86
Gross margin (TTM)
34.77%
Net profit margin (TTM)
7.71%
Operating margin (TTM)
14.11%
Effective tax rate (TTM)
25.52%
Revenue per employee (TTM)
£60,000
Management effectiveness
Return on assets (TTM)
7.93%
Return on equity (TTM)
13.18%
Valuation
Price to earnings (TTM)
8.036
Price to revenue (TTM)
0.618
Price to book
1.01
Price to tangible book (TTM)
-20.01
Price to free cash flow (TTM)
4.055
Free cash flow yield (TTM)
24.66%
Free cash flow per share (TTM)
0.243
Dividend yield (TTM)
4.86%
Growth
Revenue change (TTM)
6.18%
Earnings per share change (TTM)
4.17%
3-year revenue growth (CAGR)
7.68%
10-year revenue growth (CAGR)
4.30%
3-year earnings per share growth (CAGR)
19.46%
10-year earnings per share growth (CAGR)
-3.28%
10-year dividend per share growth (CAGR)
-3.50%
What the Analysts think about Card Factory
Analyst ratings (Buy, Hold, Sell) for Card Factory stock.
Bulls say / Bears say
Group revenue increased 5.9% to £247.6 million in HY26, driven by 13 new store openings and solid seasonal trading around Valentine’s and Mother’s Day.
Partnerships revenue soared to £16.5 million from £6.6 million year-on-year, supported by the successful acquisitions of Garlanna and Garven.
Cash from operations rose 74% to £30.5 million and free cash flow loss narrowed to £7.5 million, reflecting stronger operational cash generation and improved efficiency.
Adjusted profit before tax fell 9% to £13.2 million and adjusted EBITDA margin shrank by 1.6 percentage points to 17.8%, indicating margin pressure from strategic investments and efforts to offset inflation.
Net debt increased to £78.9 million from £74.9 million in the previous half, adding leverage and potential interest costs in a rising rate environment.
Like-for-like store sales growth slowed to 1.5% from 3.7% a year earlier, showing a deceleration in core retail performance under tough high-street trading conditions.
Data summarised monthly by Lightyear AI. Last updated on 8 Oct 2025.
Card Factory Financial Performance
Revenues and expenses
Card Factory Earnings Performance
Company profitability
Data displayed above is indicative only and its accuracy or completeness is not guaranteed. Actual execution price may vary. Past performance is not indicative of future results. Your return may be affected by currency fluctuations and applicable fees and charges. Capital at risk.
Market data provided by CBOE Europe and Deutsche Börse.
Capital at risk
Upcoming events
FAQs
What’s the current market cap for Card Factory stock?
Card Factory (CARD) has a market cap of £346M as of October 24, 2025.
What is the P/E ratio for Card Factory stock?
The price to earnings (P/E) ratio for Card Factory (CARD) stock is 8.04 as of October 24, 2025.
Does Card Factory stock pay dividends?
Yes, the Card Factory (CARD) stock pays dividends to shareholders. As of October 24, 2025, the dividend rate is £0.048 and the yield is 4.86%. Card Factory has a payout ratio of 39.16% on a trailing twelve-month basis.
When is the next Card Factory dividend payment date?
The next Card Factory (CARD) dividend payment is scheduled for December 12, 2025.
What is the beta indicator for Card Factory ?
Card Factory (CARD) has a beta rating of 1.63. This means that it is more volatile than the market, on average. A beta of 1 would indicate the stock moves in-line with the market, while a beta of 2 would indicate the stock moves twice as much as the market.