Community Financial System/CBU

$44.22

-2.29%
-
1D1W1MYTD1YMAX

About Community Financial System

Community Financial System, Inc., formerly Community Bank System, Inc., is a diversified financial services company. The Company is focused on four main business lines, such as banking, employee benefit services, insurance services and wealth management. The Company’s banking subsidiary, Community Bank, N.A., operates approximately 200 customer facilities across Upstate New York, Northeastern Pennsylvania, Vermont, and Western Massachusetts. The Company’s Benefit Plans Administrative Services, Inc. subsidiary is a provider of employee benefits administration, trust services, collective investment fund administration, and actuarial consulting services to customers on a national scale. The Company’s OneGroup NY, Inc. subsidiary is a United States insurance agency. The Company also offers comprehensive financial planning, trust administration and wealth management services through its Wealth Management operating unit.

Ticker

CBU

Sector

Financials

Trading on

NYSE

Industry

Money Center Banks

CEO

Dimitar Karaivanov

Employees

2,687

CBU Metrics

BasicAdvanced
$2.4B
Market cap
14.56
P/E ratio
$3.11
EPS
0.67
Beta
$1.78
Dividend rate
3.98%
Dividend yield
$2.4B
0.67131
$55.64
$35.38
264K
$1.78
17.335
57.4%
1.07%
10.11%
14.558
3.388
1.441
3.174
20.165
2.6%
3.93%
3.98%
20.4%
15.09%
11.62%
-7.37%
2.37%

What the Analysts think about CBU

Analyst Ratings

Majority rating from 7 analysts.
Hold

Price Targets

Average projection from 6 analysts.
14.2% upside
High $55.00
Low $46.00
$44.22
Current price
$50.50
Average price target

CBU Financial Performance

Income StatementBalance sheetCash Flow

Income Statement

Revenues and expenses
18.31% profit margin
QuarterlyAnnual
Q1 24
QoQ growth
Revenue
$223M
4.11%
Net income
$41M
21.07%
Profit margin
18.31%
16.33%

CBU Earnings Performance

Earnings per share (EPS)

Company profitability
Missed by 2.56%
QuarterlyAnnual
Q2 23
Q3 23
Q4 23
Q1 24
Q2 24
Actual
$0.91
$0.82
$0.76
$0.76
-
Expected
$0.85
$0.88
$0.84
$0.78
$0.81
Surprise
6.95%
-6.82%
-9.67%
-2.56%
-
Data displayed above is indicative only and its accuracy or completeness is not guaranteed. Actual execution price may vary. Past performance is not indicative of future results. Your return may be affected by currency fluctuations and applicable fees and charges. Capital at risk.
Real time US market data is a consolidated feed of IEX, NYSE National, NYSE Chicago, Nasdaq BX and Nasdaq PSX order books provided by Polygon. Fundamental data, financials and analyst ratings are sourced from Refinitiv.

Upcoming events

FAQs

What’s the current market cap for Community Financial System stock?

Community Financial System (CBU) has a market cap of $2.4B as of May 30, 2024.

What is the P/E ratio for Community Financial System stock?

The price to earnings (P/E) ratio for Community Financial System (CBU) stock is 14.56 as of May 30, 2024.

Does Community Financial System stock pay dividends?

Yes, the Community Financial System (CBU) stock pays dividends to shareholders. As of May 30, 2024, the dividend rate is $1.78 and the yield is 3.98%. Community Financial System has a payout ratio of 57.4% on a trailing twelve-month basis.

When is the next Community Financial System dividend payment date?

The next Community Financial System (CBU) dividend payment is scheduled for July 10, 2024.

What is the beta indicator for Community Financial System?

Community Financial System (CBU) has a beta rating of 0.67. This means that it is less volatile than the market, on average. A beta of 1 would indicate the stock moves in-line with the market, while a beta of 0.5 would mean it moves half as much as the market.

What is the Community Financial System stock price target?

The target price for Community Financial System (CBU) stock is $50.5, which is 14.2% above the current price of $44.22. This is an average based on projections from 6 analysts, and represents their view of what the stock price could be in 12 or 18 months. This should not be seen as investment advice - Lightyear does not carry out investment research.

Buy or sell Community Financial System stock

Buy or sell Community Financial System stock

Stocks, funds and up to 4.50% interest earned on uninvested cash. When you invest, your capital is at risk.
Start investing