Cullen Frost/$CFR
13:30
15:10
16:45
18:25
20:00
1D1W1MYTD1Y5YMAX
About Cullen Frost
Cullen/Frost is a regional US bank with around $50 billion in assets (as of mid-2025), and it focuses exclusively on the Texas market. The bank has deep expertise in this market. It has implemented a relationship-based approach to banking that has garnered a strong market share in San Antonio. Cullen/Frost is also expanding into Houston, Dallas, and Austin market regions through branch openings. The bank's sweet spot is small to medium-size Texas-based commercial clients.
Ticker
$CFR
Sector
Primary listing
NYSE
Employees
5,854
Headquarters
Website
Cullen Frost Metrics
BasicAdvanced
$8.2B
13.72
$9.25
0.73
$3.90
3.15%
Price and volume
Market cap
$8.2B
Beta
0.73
52-week high
$146.44
52-week low
$100.31
Average daily volume
358K
Dividend rate
$3.90
Financial strength
Dividend payout ratio (TTM)
42.03%
Profitability
Net profit margin (TTM)
29.30%
Operating margin (TTM)
36.20%
Effective tax rate (TTM)
15.96%
Revenue per employee (TTM)
$360,000
Management effectiveness
Return on assets (TTM)
1.22%
Return on equity (TTM)
15.49%
Valuation
Price to earnings (TTM)
13.719
Price to revenue (TTM)
3.914
Price to book
2.01
Price to tangible book (TTM)
2.01
Price to free cash flow (TTM)
102.645
Free cash flow yield (TTM)
0.97%
Free cash flow per share (TTM)
1.236
Dividend yield (TTM)
3.07%
Forward dividend yield
3.15%
Growth
Revenue change (TTM)
6.87%
Earnings per share change (TTM)
13.33%
3-year revenue growth (CAGR)
13.41%
3-year earnings per share growth (CAGR)
12.34%
10-year earnings per share growth (CAGR)
7.44%
3-year dividend per share growth (CAGR)
8.67%
10-year dividend per share growth (CAGR)
6.45%
What the Analysts think about Cullen Frost
Analyst ratings (Buy, Hold, Sell) for Cullen Frost stock.
Bulls say / Bears say
Frost Bank was ranked the top retail bank in Texas for the 16th year in a row in the 2025 J.D. Power U.S. Retail Banking Satisfaction Study, highlighting its strong client-focused service model (J.D. Power)
Average loans increased 7.2% year-over-year in Q2 2025 to $21.1 billion, demonstrating strong demand from small and mid-sized commercial clients in Texas (PR Newswire)
Frost Bank opened its 200th Texas financial center in May 2025 with a new branch in Pflugerville, expanding its presence and supporting further deposit and revenue growth (Expressnews)
Non-interest expenses climbed 9.5% year-over-year in Q2 2025 to $347.1 million, outpacing revenue growth and tightening operating leverage (Nasdaq)
Net charge-offs rose to $11.2 million in Q2 2025 from $9.7 million a year earlier, and non-accrual loans totaled $62.4 million, indicating some deterioration in asset quality (PR Newswire)
Ratings agency Zacks downgraded CFR’s outlook to “neutral” in Q1 2025, citing weak credit quality and a loan portfolio that remains undiversified and focused in Texas (Expressnews)
Data summarised monthly by Lightyear AI. Last updated on 8 Oct 2025.
Cullen Frost Financial Performance
Revenues and expenses
Cullen Frost Earnings Performance
Company profitability
Cullen Frost News
AllArticlesVideos
Data displayed above is indicative only and its accuracy or completeness is not guaranteed. Actual execution price may vary. Past performance is not indicative of future results. Your return may be affected by currency fluctuations and applicable fees and charges. Capital at risk.
Real-time US market data is sourced from the IEX order book provided by Polygon. After-hours US market data is 15 minutes delayed and may differ significantly from the actual tradable price at market open.
Capital at risk
Upcoming events
No upcoming events
FAQs
What’s the current market cap for Cullen Frost stock?
Cullen Frost (CFR) has a market cap of $8.2B as of October 16, 2025.
What is the P/E ratio for Cullen Frost stock?
The price to earnings (P/E) ratio for Cullen Frost (CFR) stock is 13.72 as of October 16, 2025.
Does Cullen Frost stock pay dividends?
Yes, the Cullen Frost (CFR) stock pays dividends to shareholders. As of October 16, 2025, the dividend rate is $3.9 and the yield is 3.15%. Cullen Frost has a payout ratio of 42.03% on a trailing twelve-month basis.
When is the next Cullen Frost dividend payment date?
The next Cullen Frost (CFR) dividend payment date is unconfirmed.
What is the beta indicator for Cullen Frost?
Cullen Frost (CFR) has a beta rating of 0.73. This means that it is less volatile than the market, on average. A beta of 1 would indicate the stock moves in-line with the market, while a beta of 0.5 would mean it moves half as much as the market.