Columbia Banking System/$COLB

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About Columbia Banking System

Columbia Banking System Inc is a registered bank holding company whose wholly-owned banking subsidiary is Columbia State Bank. The company provides a full range of banking services to small and medium sized businesses, professionals, and individuals throughout Washington, Oregon, Idaho, and California. The company's subsidiary Columbia Trust Company is an Oregon trust company that provides agency, fiduciary, and other related trust services with offices in Washington, Oregon, and Idaho. The firm offers various products and services under Personal Banking, Business Banking, and Wealth Management divisions.

Ticker

$COLB
Sector
Primary listing

Employees

4,721

COLB Metrics

BasicAdvanced
$7.8B
10.38
$2.52
0.68
$1.54
5.51%

What the Analysts think about COLB

Analyst ratings (Buy, Hold, Sell) for Columbia Banking System stock.

Bulls say / Bears say

Columbia Banking’s planned all-stock acquisition of Pacific Premier Bancorp will create a combined bank with about $70 billion in assets and $57 billion in deposits, and is projected to deliver mid-teen EPS accretion, strengthening its competitive position in the Western U.S. (Reuters).
The removal of the Executive Chair role following the successful integration with Umpqua Holdings streamlines the company’s governance structure, signaling management’s confidence in unified operations post-merger (Reuters).
Fitch Ratings affirmed Columbia Banking System’s 'BBB+' long- and short-term issuer ratings with a stable outlook, citing its solid business profile, customer-focused culture, asset quality, and the benefits realized from the completed merger with Umpqua—evidence of effective execution and cost-savings delivery (Fitch).
Shares of Columbia Banking System dropped 1.8% in after-hours trading following the announcement of its $2 billion all-stock Pacific Premier Bancorp acquisition, suggesting investor concerns over dilution and deal valuation (Reuters).
Fitch Ratings noted initial deposit runoff and a shift from non-interest-bearing to higher-cost interest-bearing accounts after 2023 banking sector volatility, which has increased the bank’s funding costs and could pressure net interest margins (Fitch).
Fitch also highlighted that Columbia is one of the most net interest spread-reliant banks among its mid-tier peers—a ratings constraint that underscores vulnerability to margin compression if spreads narrow (Fitch).
Data summarised monthly by Lightyear AI. Last updated on 8 Oct 2025.

COLB Financial Performance

Revenues and expenses
QuarterlyAnnual
Q3 24
QoQ growth
Revenue
$37B
-39.75%
Net income
$45B
107.52%
Profit margin
37.65%
6.78%

COLB Earnings Performance

Company profitability
QuarterlyAnnual
Q4 23
Q1 24
Q2 24
Q3 24
Q4 24
Actual
$3.69
$2.85
$2.45
$2.42
-
Expected
$3.55
$2.61
$2.05
$2.31
$3.94
Surprise
3.94%
9.20%
19.51%
4.63%
-
Data displayed above is indicative only and its accuracy or completeness is not guaranteed. Actual execution price may vary. Past performance is not indicative of future results. Your return may be affected by currency fluctuations and applicable fees and charges. Capital at risk.
Real-time US market data is sourced from the IEX order book provided by Polygon. After-hours US market data is 15 minutes delayed and may differ significantly from the actual tradable price at market open.

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