Customers Bank/$CUBI
1D1W1M3M6MYTD1Y5YMAX
Capital at risk
About Customers Bank
Customers Bancorp Inc is a bank holding company conducting banking activities through its wholly owned subsidiary, Customers Bank. The Bank provides commercial and consumer customers the stability of a regulated financial institution supported by risk management. It serves commercial and corporate businesses nationwide, including healthcare, real estate, specialty finance, fund finance, technology and venture capital banking, mortgage finance and commercial equipment financing, and provides payments and treasury services. The Bank also serves consumers through its branch network, offering residential mortgages and personal loan and deposit products, including Banking-as-a-Service, with services delivered predominantly in Southeastern and Central Pennsylvania, New York, and other states.
- Ticker
- $CUBI
- Sector
- Finance
- Primary listing
- NYSE
- Employees
- 860
- Headquarters
- West Reading, United States
- Website
- www.customersbank.com
Customers Bank Metrics
BasicAdvanced
$2.8B
10.34
$8.27
1.53
-
Price and volume
Market cap
$2.8B
Beta
1.53
52-week high
$88.05
52-week low
$63.44
Average daily volume
318K
Financial strength
Profitability
Net profit margin (TTM)
35.21%
Operating margin (TTM)
48.39%
Effective tax rate (TTM)
22.13%
Revenue per employee (TTM)
$970,000
Management effectiveness
Return on assets (TTM)
1.14%
Return on equity (TTM)
13.62%
Valuation
Price to earnings (TTM)
10.341
Price to revenue (TTM)
3.473
Price to book
1.3
Price to tangible book (TTM)
1.3
Growth
Revenue change (TTM)
28.11%
Earnings per share change (TTM)
66.64%
3-year revenue growth (CAGR)
10.62%
3-year earnings per share growth (CAGR)
9.60%
10-year earnings per share growth (CAGR)
13.25%
What the Analysts think about Customers Bank
Analyst ratings (Buy, Hold, Sell) for Customers Bank stock.
Analyst projections of the future price of Customers Bank stock.
Bulls say / Bears say
Q3 earnings strengthened: diluted EPS rose to $2.25, net interest income increased 7.6% quarter on quarter and the efficiency ratio improved to 47.2%. Management expects further margin expansion, citing a September net interest margin run rate of about 3.25%. (SEC)
The bank is growing while improving its funding mix: deposits rose 10.6% year on year and loans 13.5%, with non-interest-bearing deposits reaching a record $7.2 billion. The average deposit cost fell to 2.50% from 2.77% a year earlier. (SEC)
AI tools and the cubiX payments network could support growth without matching increases in staffing: the bank reported more than $15 million of annualised capacity from automation and over $5.6 trillion in cumulative cubiX transaction volume. Mortgage finance and real estate now make up more than 30% of cubiX balances, broadening the platform beyond its earlier use cases. (SEC)
Management raised its 2026 non-interest expense outlook to $460–465 million, while narrowing net interest income guidance to $805–810 million. It also expects a fourth-quarter expense step-up for incentive pay, technology investment and deposit growth, which could limit operating leverage. (SEC, The Motley Fool)
Non-performing loans rose to 0.29% of loans from 0.17% a year earlier, while non-owner-occupied commercial real estate loans grew 30.6% year on year. Management also warned that some borrowers’ capacity to pay could come under pressure as loans reset to higher rates. (SEC, The Motley Fool)
Funding remains a potential vulnerability: estimated uninsured deposits were 34% of deposits, and borrowings rose 63% year on year, mainly because of additional Federal Home Loan Bank advances. Available liquidity covered about 151% of estimated uninsured deposits, but that does not remove the risk of continued reliance on wholesale funding. (SEC)
Data summarised monthly by Lightyear AI. Last updated on 23 Oct 2026.
Customers Bank Financial Performance
Revenues and expenses
Customers Bank Earnings Performance
Company profitability
Upcoming events
No upcoming events
Customers Bank News
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Funds containing Customers Bank
Fund name | Fund size | $CUBI weighting |
|---|---|---|
iShares S&P SmallCap 600$IDP6 | $3.2B | 0.15% |
iShares S&P Small Cap 600£ISP6 | $3.2B | 0.15% |
SPDR Russell 2000 US Small Cap€R2US | $5.3B | 0.09% |
SPDR Russell 2000 US Small Cap£R2SC | $5.3B | 0.09% |
SPDR MSCI USA Small Cap Value Weighted$USSC | $1.1B | 0.08% |
Data displayed above is indicative only and its accuracy or completeness is not guaranteed. Actual execution price may vary. Past performance is not indicative of future results. Your return may be affected by currency fluctuations and applicable fees and charges. Capital at risk.
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