DLocal/$DLO
1D1W1M3M6MYTD1Y5YMAX
Capital at risk
About DLocal
DLocal Ltd is focused on making the complex simple, redefining the online payment experience in emerging markets. Through its technology platform, One dLocal, the company enables world-wide enterprise merchants to get paid (pay-in) and to make payments (pay-out) online in a safe and efficient manner. The company earns revenue from fees charged to merchants in connection with payment processing services for cross-border and local payment transactions. The company operates in a single operating segment, which is payment processing. The company's geographical segments include Latin America and Non-Latin America, with a majority of its revenue being generated from Brazil in the Latin America region.
- Ticker
- $DLO
- Sector
- Finance
- Primary listing
- NASDAQ
- Employees
- 1,274
- Headquarters
- Montevideo, Uruguay
- Website
- www.dlocal.com
DLocal Metrics
BasicAdvanced
$3.7B
19.06
$0.68
0.87
$0.20
1.52%
Price and volume
Market cap
$3.7B
Beta
0.87
52-week high
$16.15
52-week low
$10.64
Average daily volume
2.1M
Dividend rate
$0.20
Financial strength
Current ratio
1.247
Quick ratio
1.157
Long term debt to equity
0.003
Total debt to equity
0.125
Dividend payout ratio (TTM)
28.05%
Interest coverage (TTM)
834.18%
Profitability
EBITDA (TTM)
232.635
Gross margin (TTM)
34.28%
Net profit margin (TTM)
15.04%
Operating margin (TTM)
17.35%
Effective tax rate (TTM)
17.44%
Revenue per employee (TTM)
$1,060,000
Management effectiveness
Return on assets (TTM)
8.62%
Return on equity (TTM)
41.29%
Valuation
Price to earnings (TTM)
19.057
Price to revenue (TTM)
2.79
Price to book
6.92
Price to tangible book (TTM)
8.52
Price to free cash flow (TTM)
9.739
Free cash flow yield (TTM)
10.27%
Free cash flow per share (TTM)
1.331
Dividend yield (TTM)
1.52%
Growth
Revenue change (TTM)
57.03%
Earnings per share change (TTM)
41.77%
3-year revenue growth (CAGR)
36.88%
3-year earnings per share growth (CAGR)
16.56%
What the Analysts think about DLocal
Analyst ratings (Buy, Hold, Sell) for DLocal stock.
Analyst projections of the future price of DLocal stock.
Bulls say / Bears say
Second-quarter payment volume rose 92% year on year and revenue rose 56%; dLocal also raised its 2026 volume and gross-profit growth guidance. That points to strong trading momentum across its markets. (DLocal)
Existing merchants are expanding their business with dLocal: net revenue retention was 153% for a fifth consecutive quarter above 140%, while payment-volume retention reached 188%. This suggests the platform is winning more of its clients’ payment flows over time. (The Motley Fool)
The expanded Western Union partnership adds payout services in Africa, starting in Cameroon, to an existing collections relationship. If the companies extend it to more markets, it could give dLocal room to grow its role in digital remittances. (dLocal)
Margins are weakening as volume scales: gross profit per payment volume fell to 0.72% from 1.07% a year earlier, and gross margin declined to 32% from 39%. Lower-margin payment mix, large-client pricing tiers and processing costs are weighing on unit economics. (DLocal)
The top ten merchants account for around 60% of revenue, leaving results exposed if a major client reduces its business or leaves. Strong client retention does not remove that concentration risk. (The Motley Fool)
Management expects tax-rate pressure from 2027 as some markets implement the OECD’s Pillar Two rules. That could limit growth in earnings after tax even if payment volumes continue to rise. (The Motley Fool)
Data summarised monthly by Lightyear AI. Last updated on 30 Oct 2026.
DLocal Financial Performance
Revenues and expenses
DLocal Earnings Performance
Company profitability
Upcoming events
No upcoming events
DLocal News
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Funds containing DLocal
Fund name | Fund size | $DLO weighting |
|---|---|---|
iShares Digitalisation$DGTL | $761M | 0.05% |
iShares Digitalisation£DGIT | $813M | 0.05% |
SPDR Russell 2000 US Small Cap£R2SC | $5.3B | 0.04% |
SPDR Russell 2000 US Small Cap€R2US | $5.3B | 0.04% |
Data displayed above is indicative only and its accuracy or completeness is not guaranteed. Actual execution price may vary. Past performance is not indicative of future results. Your return may be affected by currency fluctuations and applicable fees and charges. Capital at risk.
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