Encore Capital Group/$ECPG
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About Encore Capital Group
Encore Capital Group Inc is an international specialty finance company. It provides debt recovery solutions for consumers and property owners across a broad range of financial assets. The company purchases portfolios of defaulted consumer receivables at deep discounts to face value and manages them by working with individuals as the consumers repay their obligations and work toward financial recovery. Encore has only a reportable segment portfolio purchasing and recovery.
Ticker
$ECPG
Sector
Primary listing
Industry
Consumer Finance
Headquarters
Employees
7,350
ISIN
US2925541029
Website
ECPG Metrics
BasicAdvanced
$912M
-
-$4.84
1.61
-
Price and volume
Market cap
$912M
Beta
1.61
52-week high
$51.77
52-week low
$26.45
Average daily volume
253K
Financial strength
Current ratio
11.505
Quick ratio
11.505
Long term debt to equity
462.81
Total debt to equity
478.173
Interest coverage (TTM)
1.21%
Profitability
EBITDA (TTM)
354.156
Gross margin (TTM)
100.00%
Net profit margin (TTM)
-8.38%
Operating margin (TTM)
23.34%
Effective tax rate (TTM)
-74.63%
Revenue per employee (TTM)
$190,000
Management effectiveness
Return on assets (TTM)
4.17%
Return on equity (TTM)
-13.05%
Valuation
Price to revenue (TTM)
0.676
Price to book
1.12
Price to tangible book (TTM)
3.06
Price to free cash flow (TTM)
7.703
Free cash flow yield (TTM)
12.98%
Free cash flow per share (TTM)
506.84%
Growth
Revenue change (TTM)
11.49%
Earnings per share change (TTM)
-43.10%
3-year revenue growth (CAGR)
-6.65%
10-year revenue growth (CAGR)
2.33%
3-year earnings per share growth (CAGR)
-30.42%
10-year earnings per share growth (CAGR)
1.84%
What the Analysts think about ECPG
Analyst ratings (Buy, Hold, Sell) for Encore Capital Group stock.
Bulls say / Bears say
In Q1 2025, Encore Capital Group reported earnings per share of $1.93, surpassing the Zacks Consensus Estimate of $1.24, indicating strong financial performance. (stockinvest.us)
CEO Ashish Masih and Director Ashwini Gupta recently purchased significant amounts of company stock, suggesting confidence in the company's future prospects. (marketbeat.com)
Analysts from Northland Securities raised their price target for ECPG to $66.00, maintaining an 'outperform' rating, reflecting positive expectations for the stock. (marketbeat.com)
In Q4 2024, Encore Capital Group reported revenues of $265.6 million, a 4.2% decline year-over-year, and missed the consensus estimate by 28.9%, indicating potential revenue challenges. (nasdaq.com)
The company's stock price has experienced significant volatility, including a 21.9% decline following the Q4 2024 earnings miss, which may concern investors. (nasdaq.com)
StockNews.com downgraded ECPG to a 'sell' rating in April 2025, suggesting potential concerns about the company's future performance. (etfdailynews.com)
Data summarised monthly by Lightyear AI. Last updated on 8 Jul 2025.
ECPG Financial Performance
Revenues and expenses
ECPG Earnings Performance
Company profitability
ECPG News
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Data displayed above is indicative only and its accuracy or completeness is not guaranteed. Actual execution price may vary. Past performance is not indicative of future results. Your return may be affected by currency fluctuations and applicable fees and charges. Capital at risk.
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Capital at risk
Upcoming events
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FAQs
What’s the current market cap for Encore Capital Group stock?
Encore Capital Group (ECPG) has a market cap of $912M as of July 12, 2025.
What is the P/E ratio for Encore Capital Group stock?
The price to earnings (P/E) ratio for Encore Capital Group (ECPG) stock is 0 as of July 12, 2025.
Does Encore Capital Group stock pay dividends?
No, Encore Capital Group (ECPG) stock does not pay dividends to its shareholders as of July 12, 2025.
When is the next Encore Capital Group dividend payment date?
Encore Capital Group (ECPG) stock does not pay dividends to its shareholders.
What is the beta indicator for Encore Capital Group?
Encore Capital Group (ECPG) has a beta rating of 1.61. This means that it is more volatile than the market, on average. A beta of 1 would indicate the stock moves in-line with the market, while a beta of 2 would indicate the stock moves twice as much as the market.