Erie Indemnity/$ERIE
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About Erie Indemnity
Erie Indemnity Co mainly performs services on behalf of the Erie Insurance Exchange relating to sales, underwriting, and issuance of policies. Erie Indemnity's results are tied to the performance of the Insurance Exchange, which principally provides automobile and homeowners insurance for individuals, along with multiperil, workers' compensation, and commercial automobile insurance for its commercial clients. The company operates exclusively in the United States.
Ticker
$ERIE
Sector
Primary listing
Employees
6,728
Headquarters
Website
Erie Indemnity Metrics
BasicAdvanced
$17B
26.64
$11.95
0.32
$5.37
1.71%
Price and volume
Market cap
$17B
Beta
0.32
52-week high
$510.52
52-week low
$306.80
Average daily volume
123K
Dividend rate
$5.37
Financial strength
Current ratio
1.473
Quick ratio
1.361
Total debt to equity
1.609
Dividend payout ratio (TTM)
39.35%
Profitability
EBITDA (TTM)
786.088
Gross margin (TTM)
17.57%
Net profit margin (TTM)
15.73%
Operating margin (TTM)
18.25%
Effective tax rate (TTM)
20.70%
Revenue per employee (TTM)
$590,000
Management effectiveness
Return on assets (TTM)
15.57%
Return on equity (TTM)
31.14%
Valuation
Price to earnings (TTM)
26.644
Price to revenue (TTM)
4.19
Price to book
7.62
Price to tangible book (TTM)
7.62
Price to free cash flow (TTM)
29.518
Free cash flow yield (TTM)
3.39%
Free cash flow per share (TTM)
10.787
Dividend yield (TTM)
1.69%
Forward dividend yield
1.71%
Growth
Revenue change (TTM)
12.00%
Earnings per share change (TTM)
17.80%
3-year revenue growth (CAGR)
13.44%
10-year revenue growth (CAGR)
-4.43%
3-year earnings per share growth (CAGR)
28.63%
10-year earnings per share growth (CAGR)
14.19%
3-year dividend per share growth (CAGR)
7.15%
10-year dividend per share growth (CAGR)
7.21%
What the Analysts think about Erie Indemnity
Analyst ratings (Buy, Hold, Sell) for Erie Indemnity stock.
Bulls say / Bears say
Core management fee revenue from policy issuance and renewal services grew 8.3% year-over-year to $824.5 million in Q2 2025, underpinning a 4.7% increase in operating income to $198.6 million (Insurance Business America).
Investment income surged 42% year-over-year, reaching $19.6 million in Q2 2025 compared to $13.8 million in Q2 2024, providing a meaningful boost to underwriting results and offsetting a portion of loss pressures (PRNewswire).
Erie Indemnity raised its quarterly dividend 7.1% to $1.365 per Class A share in Q2 2025, reflecting management’s confidence in strong cash generation and capital flexibility (Stock Titan).
Elevated catastrophe losses masked underwriting gains as catastrophic weather events contributed 20.7 points to the Exchange’s combined ratio in the first half of 2025 versus 16.2 points in the same period a year ago, eroding insurance margins (Investing.com).
Underwriting inefficiencies persisted with the Exchange’s combined ratio rising to 108.1% in Q1 2025 from 106.0% in Q1 2024, driven by a 13-point catastrophe loss in March and contributing to a slight decline in policyholder surplus from $9.3 billion to $9.2 billion (TipRanks).
Non-commission expenses climbed $10.6 million in Q2 2025 compared to Q2 2024—largely due to a $7.1 million increase in IT costs and higher personnel expenses—pressuring operating margins (PRNewswire).
Data summarised monthly by Lightyear AI. Last updated on 9 Oct 2025.
Erie Indemnity Financial Performance
Revenues and expenses
Erie Indemnity Earnings Performance
Company profitability
Data displayed above is indicative only and its accuracy or completeness is not guaranteed. Actual execution price may vary. Past performance is not indicative of future results. Your return may be affected by currency fluctuations and applicable fees and charges. Capital at risk.
Real-time US market data is sourced from the IEX order book provided by Polygon. After-hours US market data is 15 minutes delayed and may differ significantly from the actual tradable price at market open.
Capital at risk
Upcoming events
FAQs
What’s the current market cap for Erie Indemnity stock?
Erie Indemnity (ERIE) has a market cap of $17B as of October 16, 2025.
What is the P/E ratio for Erie Indemnity stock?
The price to earnings (P/E) ratio for Erie Indemnity (ERIE) stock is 26.64 as of October 16, 2025.
Does Erie Indemnity stock pay dividends?
Yes, the Erie Indemnity (ERIE) stock pays dividends to shareholders. As of October 16, 2025, the dividend rate is $5.37 and the yield is 1.71%. Erie Indemnity has a payout ratio of 39.35% on a trailing twelve-month basis.
When is the next Erie Indemnity dividend payment date?
The next Erie Indemnity (ERIE) dividend payment is scheduled for October 21, 2025.
What is the beta indicator for Erie Indemnity?
Erie Indemnity (ERIE) has a beta rating of 0.32. This means that it is less volatile than the market, on average. A beta of 1 would indicate the stock moves in-line with the market, while a beta of 0.5 would mean it moves half as much as the market.