Experian/£EXPN
1D1W1MYTD1Y5YMAX
Capital at risk
About Experian
Experian is a global information services company, operating primarily in the consumer credit reporting industry. It provides data and analytical tools to clients around the world, helping businesses manage credit risk, prevent fraud, and target relevant marketing offers. Experian's services are segmented into Credit Services, Decision Analytics, Marketing Services, and Consumer Services. The company, founded in 1996, is headquartered in Dublin, Ireland, and has a significant operational presence in North America, Latin America, the UK, and Asia Pacific. Known for its extensive consumer and business credit databases, Experian leverages its data assets and analytical capabilities to deliver strategic insights to its customers.
- Ticker
- £EXPN
- Sector
- Business services
- Primary listing
- LSE
- Employees
- 25,200
- Headquarters
- Dublin, Ireland
- Website
- www.experianplc.com
Experian Metrics
BasicAdvanced
£22B
19.89
£1.23
0.85
£0.52
2.11%
Price and volume
Market cap
£22B
Beta
0.85
52-week high
£37.07
52-week low
£22.03
Average daily volume
2.7M
Dividend rate
£0.52
Financial strength
Current ratio
0.854
Quick ratio
0.847
Long term debt to equity
0.842
Total debt to equity
1.004
Dividend payout ratio (TTM)
39.28%
Interest coverage (TTM)
9.67%
Profitability
EBITDA (TTM)
2,250.645
Gross margin (TTM)
42.01%
Net profit margin (TTM)
17.79%
Operating margin (TTM)
24.91%
Effective tax rate (TTM)
22.71%
Revenue per employee (TTM)
£256,780
Management effectiveness
Return on assets (TTM)
9.70%
Return on equity (TTM)
28.26%
Valuation
Price to earnings (TTM)
19.885
Price to revenue (TTM)
3.513
Price to book
3.98
Price to tangible book (TTM)
-4.61
Price to free cash flow (TTM)
19.607
Free cash flow yield (TTM)
5.10%
Free cash flow per share (TTM)
1.252
Dividend yield (TTM)
2.11%
Growth
Revenue change (TTM)
12.26%
Earnings per share change (TTM)
29.17%
3-year revenue growth (CAGR)
8.46%
10-year revenue growth (CAGR)
7.14%
3-year earnings per share growth (CAGR)
25.03%
10-year earnings per share growth (CAGR)
7.66%
3-year dividend per share growth (CAGR)
8.15%
10-year dividend per share growth (CAGR)
5.64%
What the Analysts think about Experian
Analyst ratings (Buy, Hold, Sell) for Experian stock.
Analyst projections of the future price of Experian stock.
Bulls say / Bears say
Experian delivered a record FY26, with revenue up 13%, organic growth of 8% and benchmark EPS up 15%. Strong cash conversion, 1.7 times net debt to EBITDA and a new US$1bn buyback give shareholders both financial resilience and capital returns. (Investegate, London Stock Exchange)
The first quarter of FY27 showed solid commercial momentum: global B2B organic growth was 9%, North American B2B grew 11% and Latin America grew 12%. Demand for Ascend analytics, fraud prevention and mortgage products is helping offset weaker consumer activity. (Financial Times, TradingView)
Experian is extending its data advantage into AI-enabled decisioning, fraud prevention and consumer marketplaces rather than relying only on traditional credit reports. New and scaling products generated US$2bn in FY26, while Ascend adoption, Brazilian fraud capabilities and AI distribution channels create room for further cross-selling. (Experian Global News Blog, TradingView)
FY27 organic revenue guidance of 6–8% implies a slowdown from FY26’s 8% and leaves little room for weaker lending or macro conditions. Management has also flagged economic uncertainty, making the lower end of the range a material downside risk. (Morningstar, Investegate)
Consumer Services fell 2% in North America as two large data-breach support contracts wound down, while credit-card activity remained subdued because some lenders stayed cautious. Even excluding breach work, the underlying segment grew only 3%, showing that this part of the group is not yet a strong growth engine. (Financial Times, TradingView)
The shares fell sharply despite record FY26 results, as analysts cited fears that generative AI could disrupt traditional credit and data services. If AI reduces the value of established data products rather than increasing demand for Experian’s analytics, the company’s premium growth narrative could weaken. (Investomania)
Data summarised monthly by Lightyear AI. Last updated on 20 Sept 2026.
Experian Financial Performance
Revenues and expenses
Experian Earnings Performance
Company profitability
Upcoming events
No upcoming events
Funds containing Experian
AllEURGBPUSD
Fund name | Fund size | £EXPN weighting |
|---|---|---|
iShares STOXX Europe 600 Industrial Goods & Services€EXH4 | €582M | 1.26% |
iShares MSCI Europe Industrials Sector€ESIN | €1.3B | 1.13% |
iShares MSCI Europe Industrials Sector£ESIN | £1.1B | 1.13% |
Vanguard FTSE 100£VUKE | £4.8B | 1.05% |
iShares Core FTSE 100€ISFA | €19B | 0.86% |
Latest price is delayed by 15 minutes. Data displayed above is indicative only and its accuracy or completeness is not guaranteed. Actual execution price may vary. Past performance is not indicative of future results. Your return may be affected by currency fluctuations and applicable fees and charges. Capital at risk.
Market data provided by London Stock Exchange, through Infront.