First Bancorp (NC)/$FBNC
First Bancorp falls after regional bank shares underperform as U.S. banks tapped the Fed’s repo facility, highlighting liquidity strain and causing financials to lag broader market gains.
17 hours agoLightyear AI
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About First Bancorp (NC)
First Bancorp is a bank holding company. The company is engaged in providing commercial and consumer banking services, mortgage lending, SBA lending, accounts receivable financing and investment advisory services.
Ticker
$FBNC
Sector
Primary listing
Employees
1,371
Headquarters
Website
FBNC Metrics
BasicAdvanced
$1.9B
19.73
$2.35
1.02
$0.89
1.99%
Price and volume
Market cap
$1.9B
Beta
1.02
52-week high
$56.45
52-week low
$34.50
Average daily volume
231K
Dividend rate
$0.89
Financial strength
Dividend payout ratio (TTM)
37.41%
Profitability
Net profit margin (TTM)
26.92%
Operating margin (TTM)
36.62%
Effective tax rate (TTM)
22.88%
Revenue per employee (TTM)
$260,000
Management effectiveness
Return on assets (TTM)
0.79%
Return on equity (TTM)
6.57%
Valuation
Price to earnings (TTM)
19.734
Price to revenue (TTM)
5.281
Price to book
1.23
Price to tangible book (TTM)
1.82
Price to free cash flow (TTM)
9.397
Free cash flow yield (TTM)
10.64%
Free cash flow per share (TTM)
4.929
Dividend yield (TTM)
1.92%
Forward dividend yield
1.99%
Growth
Revenue change (TTM)
-5.01%
Earnings per share change (TTM)
-14.77%
3-year revenue growth (CAGR)
2.14%
3-year earnings per share growth (CAGR)
-10.17%
10-year earnings per share growth (CAGR)
6.62%
3-year dividend per share growth (CAGR)
1.95%
10-year dividend per share growth (CAGR)
10.77%
What the Analysts think about FBNC
Analyst ratings (Buy, Hold, Sell) for First Bancorp (NC) stock.
Bulls say / Bears say
First Bancorp reported net income of $38.6 million, or $0.93 EPS, in Q2 2025, up from $36.4 million, or $0.88 EPS, in Q1, reflecting continued earnings momentum (Nasdaq)
Net interest margin expanded to 3.32% in Q2 2025 and 3.27% in Q1 2025, driven by effective deposit cost management and higher loan yields (Nasdaq, PR Newswire)
The company raised its quarterly dividend to $0.23 per share in June 2025, marking a 4.5% increase and underscoring strong capital and liquidity positions (SEC 8-K)
Loan growth was modest at just 0.42% in Q1 2025, indicating limited balance sheet expansion amid moderate economic conditions (PR Newswire)
Average noninterest-bearing deposits declined by $52.6 million in Q1 2025, suggesting pressure on low-cost core funding (PR Newswire)
Annualized net charge-offs rose to 0.17% of average loans in Q1 2025, indicating potential credit cost volatility (PR Newswire)
Data summarised monthly by Lightyear AI. Last updated on 9 Oct 2025.
FBNC Financial Performance
Revenues and expenses
FBNC Earnings Performance
Company profitability
Data displayed above is indicative only and its accuracy or completeness is not guaranteed. Actual execution price may vary. Past performance is not indicative of future results. Your return may be affected by currency fluctuations and applicable fees and charges. Capital at risk.
Real-time US market data is sourced from the IEX order book provided by Polygon. After-hours US market data is 15 minutes delayed and may differ significantly from the actual tradable price at market open.
Capital at risk
Upcoming events
FAQs
What’s the current market cap for First Bancorp (NC) stock?
First Bancorp (NC) (FBNC) has a market cap of $1.9B as of October 17, 2025.
What is the P/E ratio for First Bancorp (NC) stock?
The price to earnings (P/E) ratio for First Bancorp (NC) (FBNC) stock is 19.73 as of October 17, 2025.
Does First Bancorp (NC) stock pay dividends?
Yes, the First Bancorp (NC) (FBNC) stock pays dividends to shareholders. As of October 17, 2025, the dividend rate is $0.89 and the yield is 1.99%. First Bancorp (NC) has a payout ratio of 37.41% on a trailing twelve-month basis.
When is the next First Bancorp (NC) dividend payment date?
The next First Bancorp (NC) (FBNC) dividend payment is scheduled for October 25, 2025.
What is the beta indicator for First Bancorp (NC)?
First Bancorp (NC) (FBNC) has a beta rating of 1.02. This means that it is more volatile than the market, on average. A beta of 1 would indicate the stock moves in-line with the market, while a beta of 2 would indicate the stock moves twice as much as the market.