First Citizens Bank/$FCNCA
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About First Citizens Bank
First Citizens BancShares Inc is the bank holding company of First Citizens Bank and Trust Company. The company's segments include the General Bank, the Commercial Bank, SVB Commercial, and Rail. The General Bank segment delivers products and services to consumers and businesses through its extensive network of branches and various digital channels. The Commercial Bank segment provides financial services, including lending, leasing, and advisory, to small and mid-market businesses across various industries. The SVB Commercial provides financial services to innovators, investors, and venture firms. The Rail segment provides tailored leasing and financing for railcars and locomotives across North America. It generates the majority of its revenue from the General Banking segment.
Ticker
$FCNCA
Sector
Primary listing
Employees
17,333
Headquarters
Website
FCNCA Metrics
BasicAdvanced
$23B
10.82
$169.29
0.71
$7.80
0.43%
Price and volume
Market cap
$23B
Beta
0.71
52-week high
$2,412.93
52-week low
$1,473.62
Average daily volume
120K
Dividend rate
$7.80
Financial strength
Dividend payout ratio (TTM)
7.01%
Profitability
Net profit margin (TTM)
26.14%
Operating margin (TTM)
36.90%
Effective tax rate (TTM)
19.68%
Revenue per employee (TTM)
$510,000
Management effectiveness
Return on assets (TTM)
1.02%
Return on equity (TTM)
10.38%
Valuation
Price to earnings (TTM)
10.824
Price to revenue (TTM)
2.759
Price to book
1.08
Price to tangible book (TTM)
1.11
Price to free cash flow (TTM)
16.32
Free cash flow yield (TTM)
6.13%
Free cash flow per share (TTM)
112.283
Dividend yield (TTM)
0.43%
Forward dividend yield
0.43%
Growth
Revenue change (TTM)
-4.99%
Earnings per share change (TTM)
-3.01%
3-year revenue growth (CAGR)
38.86%
3-year earnings per share growth (CAGR)
38.08%
10-year earnings per share growth (CAGR)
24.33%
3-year dividend per share growth (CAGR)
60.69%
10-year dividend per share growth (CAGR)
20.58%
What the Analysts think about FCNCA
Analyst ratings (Buy, Hold, Sell) for First Citizens Bank stock.
Bulls say / Bears say
Second-quarter net income of $575 million and adjusted EPS of $44.78 topped Street estimates of $39.08, delivering a 14.6% earnings surprise. (AP via Newstimes)
The board approved an additional $4 billion share repurchase plan, underscoring the bank’s strong capital position and commitment to shareholder returns. (PR Newswire)
Provision for credit losses fell to $115 million in Q2 from $154 million in Q1, reflecting improved asset quality and stable credit performance. (PR Newswire)
Loans and leases contracted by $89 million (0.3% annualized) sequentially in Q2, indicating stagnation in lending growth. (PR Newswire)
Deposit growth slowed to just 1.5% annualized in Q2, raising concerns about funding momentum and deposit base stability. (PR Newswire)
SVB Commercial segment loans declined by $289 million (3.1% annualized), highlighting ongoing attrition in the venture-focused portfolio. (PR Newswire)
Data summarised monthly by Lightyear AI. Last updated on 11 Nov 2025.
FCNCA Financial Performance
Revenues and expenses
FCNCA Earnings Performance
Company profitability
FCNCA News
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FAQs
What’s the current market cap for First Citizens Bank stock?
First Citizens Bank (FCNCA) has a market cap of $23B as of November 13, 2025.
What is the P/E ratio for First Citizens Bank stock?
The price to earnings (P/E) ratio for First Citizens Bank (FCNCA) stock is 10.82 as of November 13, 2025.
Does First Citizens Bank stock pay dividends?
Yes, the First Citizens Bank (FCNCA) stock pays dividends to shareholders. As of November 13, 2025, the dividend rate is $7.8 and the yield is 0.43%. First Citizens Bank has a payout ratio of 7.01% on a trailing twelve-month basis.
When is the next First Citizens Bank dividend payment date?
The next First Citizens Bank (FCNCA) dividend payment is scheduled for December 15, 2025.
What is the beta indicator for First Citizens Bank?
First Citizens Bank (FCNCA) has a beta rating of 0.71. This means that it is less volatile than the market, on average. A beta of 1 would indicate the stock moves in-line with the market, while a beta of 0.5 would mean it moves half as much as the market.