Fair Isaac/$FICO
1D1W1MYTD1Y5YMAX
Capital at risk
About Fair Isaac
Founded in 1956, Fair Isaac is a leading applied analytics company. It is primarily known for its FICO credit scores, a widely used industry benchmark to determine the creditworthiness of an individual consumer. The firm's US-centric credit scores business accounts for most of the firm's revenue and profits and consists of business-to-business and business-to-consumer services. In addition to scores, Fair Isaac also sells software primarily to financial institutions for areas such as analytics, decision-making, customer workflows, and fraud.
- Ticker
- $FICO
- Sector
- Software & Cloud Services
- Primary listing
- NYSE
- Employees
- 3,876
- Headquarters
- Bozeman, United States
- Website
- www.fico.com
Fair Isaac Metrics
BasicAdvanced
$21B
28.76
$34.47
1.29
-
Price and volume
Market cap
$21B
Beta
1.29
52-week high
$1,998.01
52-week low
$870.01
Average daily volume
341K
Financial strength
Current ratio
1.183
Quick ratio
1.129
Long term debt to equity
-1.293
Total debt to equity
-1.366
Interest coverage (TTM)
6.69%
Profitability
EBITDA (TTM)
1,263.364
Gross margin (TTM)
85.10%
Net profit margin (TTM)
34.05%
Operating margin (TTM)
52.11%
Effective tax rate (TTM)
23.48%
Revenue per employee (TTM)
$620,000
Management effectiveness
Return on assets (TTM)
39.98%
Return on equity (TTM)
-29.67%
Valuation
Price to earnings (TTM)
28.759
Price to revenue (TTM)
9.726
Price to book
-5.23
Price to tangible book (TTM)
-4.38
Price to free cash flow (TTM)
24.227
Free cash flow yield (TTM)
4.13%
Free cash flow per share (TTM)
40.919
Growth
Revenue change (TTM)
24.09%
Earnings per share change (TTM)
34.90%
3-year revenue growth (CAGR)
17.58%
10-year revenue growth (CAGR)
10.55%
3-year earnings per share growth (CAGR)
27.95%
10-year earnings per share growth (CAGR)
26.02%
What the Analysts think about Fair Isaac
Analyst ratings (Buy, Hold, Sell) for Fair Isaac stock.
Analyst projections of the future price of Fair Isaac stock.
Bulls say / Bears say
FICO raised its fiscal 2026 revenue guidance from $2.35 billion to $2.45 billion after surpassing Q2 estimates, underscoring confidence in its core Scores business (Boursorama)
Software annual recurring revenue increased 10% year-over-year as of June 30, 2026, driven by a 62% surge in platform ARR, highlighting accelerated adoption of FICO’s SaaS platform (SEC)
FICO raised its FY 2026 outlook to $2.53 billion in revenue and $42.43 in non-GAAP EPS following Q3 results, signaling strong momentum into year-end (Business Wire)
B2C revenue in the Scores segment rose just 5% year-over-year to $458.9 million in Q3, reflecting slower growth in consumer-driven channels (Business Wire)
Software revenues were up only 2% year-over-year at $215.3 million in Q3, indicating modest expansion in its analytics software business (Business Wire)
Total debt jumped to $5.6 billion as of June 30, 2026, from $3.1 billion at September 30, 2025, after a $1.5 billion term loan to fund accelerated share repurchases, increasing financial leverage (SEC)
Data summarised monthly by Lightyear AI. Last updated on 4 Sept 2026.
Fair Isaac Financial Performance
Revenues and expenses
Fair Isaac Earnings Performance
Company profitability
Upcoming events
No upcoming events
Fair Isaac News
AllArticlesVideos
Funds containing Fair Isaac
AllEURGBPUSD
Fund name | Fund size | $FICO weighting |
|---|---|---|
VanEck Morningstar Wide Moat€GMVM | €407M | 0.95% |
VanEck Morningstar Wide Moat£MOGB | £354M | 0.95% |
iShares S&P 500 Equal Weight€O4J0 | €4.3B | 0.16% |
iShares S&P 500 Equal Weight£EWSP | £3.7B | 0.16% |
iShares S&P 500 Information Technology Sector$IUIT | $20B | 0.10% |
Data displayed above is indicative only and its accuracy or completeness is not guaranteed. Actual execution price may vary. Past performance is not indicative of future results. Your return may be affected by currency fluctuations and applicable fees and charges. Capital at risk.
Real-time US market data is sourced from the IEX order book provided by Polygon. After-hours US market data is 15 minutes delayed and may differ significantly from the actual tradable price at market open.