What’s the current market cap for Financial Institutions stock?

Financial Institutions (FISI) has a market cap of $696M as of May 26, 2026.

What is the P/E ratio for Financial Institutions stock?

The price to earnings (P/E) ratio for Financial Institutions (FISI) stock is 9.21 as of May 26, 2026.

Does Financial Institutions stock pay dividends?

Yes, the Financial Institutions (FISI) stock pays dividends to shareholders. As of May 26, 2026, the dividend rate is $1.25 and the yield is 3.62%. Financial Institutions has a payout ratio of 33.42% on a trailing twelve-month basis.

When is the next Financial Institutions dividend payment date?

The next Financial Institutions (FISI) dividend payment is scheduled for July 02, 2026.

What is the beta indicator for Financial Institutions?

Financial Institutions (FISI) has a beta rating of 0.65. This means that it is less volatile than the market, on average. A beta of 1 would indicate the stock moves in-line with the market, while a beta of 0.5 would mean it moves half as much as the market.

Buy Financial Institutions stock | $FISI Share Price

13:30

15:10

16:45

18:25

20:00

About Financial Institutions

Financial Institutions Inc operates through its subsidiaries, providing full range of banking services to consumer, commercial and municipal customers in Western and Central New York, and commercial loans in the Mid-Atlantic region, through a loan production office in Ellicott City, Maryland. It offers a broad range of loans including commercial business and revolving lines of credit, commercial mortgages, equipment loans, residential mortgage loans and home equity loans and lines of credit, automobile loans and personal loans. It operates in single segment of Banking.

Ticker

$FISI

Sector

Finance

Primary listing

NASDAQ

Employees

631

Headquarters

Warsaw, United States

Website

financialinstitutionsinc.q4ir.com/overview/default.aspx

FISI Metrics

BasicAdvanced

$696m

9.21

$3.84

0.65

$1.25

3.62%

What the Analysts think about FISI

Analyst ratings (Buy, Hold, Sell) for Financial Institutions stock.

Bulls say / Bears say

Financial Institutions posted Q1 2026 earnings per share of $1.04, beating the consensus estimate of $0.92, underscoring stronger-than-expected profitability.

Net interest margin widened to 3.67% in Q1 2026, up 32 basis points year-over-year. This margin expansion led to higher net interest income and better underwriting performance.

The company successfully executed an $80 million subordinated debt offering early in 2026, raising its Common Equity Tier 1 ratio to 11.37% and strengthening its capital position.

First-quarter revenue came in at $62.7 million, just below analysts' forecast of $62.76 million, suggesting some pressure on non-interest income growth.

Total loans declined by $30.3 million, or 0.7%, in Q1 2026. The decrease was driven by higher loan payoffs and paydowns outpacing originations, indicating softer loan growth.

The ratio of non-performing assets to total assets rose to 0.62% in Q1 2026 from 0.57% in the previous quarter, hinting at a slight increase in asset quality concerns.

Data summarised monthly by Lightyear AI. Last updated on 12 May 2026.

FISI Financial Performance

Revenues and expenses

QuarterlyAnnual

Q3 24

QoQ growth

Revenue

$37bn

-39.75%

Net income

$45bn

107.52%

Profit margin

37.65%

6.78%

FISI Earnings Performance

Company profitability

QuarterlyAnnual

Q4 23

Q1 24

Q2 24

Q3 24

Q4 24

Actual

$3.69

$2.85

$2.45

$2.42

Expected

$3.55

$2.61

$2.05

$2.31

$3.94

Surprise

3.94%

9.20%

19.51%

4.63%

Data displayed above is indicative only and its accuracy or completeness is not guaranteed. Actual execution price may vary. Past performance is not indicative of future results. Your return may be affected by currency fluctuations and applicable fees and charges. Capital at risk.

Real-time US market data is sourced from the IEX order book provided by Polygon. After-hours US market data is 15 minutes delayed and may differ significantly from the actual tradable price at market open.

Buy $FISI

Capital at risk

Market closed

Upcoming events

Bulls say / Bears say

Financial Institutions posted Q1 2026 earnings per share of $1.04, beating the consensus estimate of $0.92, underscoring stronger-than-expected profitability.

Net interest margin widened to 3.67% in Q1 2026, up 32 basis points year-over-year. This margin expansion led to higher net interest income and better underwriting performance.

The company successfully executed an $80 million subordinated debt offering early in 2026, raising its Common Equity Tier 1 ratio to 11.37% and strengthening its capital position.

First-quarter revenue came in at $62.7 million, just below analysts' forecast of $62.76 million, suggesting some pressure on non-interest income growth.

Total loans declined by $30.3 million, or 0.7%, in Q1 2026. The decrease was driven by higher loan payoffs and paydowns outpacing originations, indicating softer loan growth.

The ratio of non-performing assets to total assets rose to 0.62% in Q1 2026 from 0.57% in the previous quarter, hinting at a slight increase in asset quality concerns.

Data summarised monthly by Lightyear AI. Last updated on 12 May 2026.

About Financial Institutions

Ticker

Employees

FISI Metrics

Price and volume

Financial strength

Profitability

Management effectiveness

Valuation

Growth

What the Analysts think about FISI

Analyst Ratings

Bulls say / Bears say

FISI Financial Performance

Income Statement

FISI Earnings Performance

Earnings per share (EPS)

Buy $FISI

Upcoming events

Lightyear

Legal

Work with us

Bulls say / Bears say

Financial Institutions/$FISI

About Financial Institutions

Ticker

Employees

FISI Metrics

Price and volume

Financial strength

Profitability

Management effectiveness

Valuation

Growth

What the Analysts think about FISI

Analyst Ratings

Bulls say / Bears say

FISI Financial Performance

Income Statement

FISI Earnings Performance

Earnings per share (EPS)

Buy $FISI

Upcoming events

What’s the current market cap for Financial Institutions stock?

What is the P/E ratio for Financial Institutions stock?

Does Financial Institutions stock pay dividends?

When is the next Financial Institutions dividend payment date?

What is the beta indicator for Financial Institutions?

Bulls say / Bears say