Humana/$HUM

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About Humana

Humana is one of the largest private health insurers in the US, and the firm has built a niche specializing in government-sponsored programs, with nearly all its medical membership stemming from Medicare, Medicaid, and the military's Tricare program. Beyond medical insurance, the company provides other healthcare services, including primary-care services, at-home services, and pharmacy benefit management.
Ticker
$HUM
Sector
Health
Primary listing
NYSE
Employees
67,060

Humana Metrics

BasicAdvanced
$48B
37.58
$10.59
0.75
$3.54
0.89%

What the Analysts think about Humana

Analyst ratings (Buy, Hold, Sell) for Humana stock.
Analyst projections of the future price of Humana stock.

Bulls say / Bears say

Humana held its 2026 adjusted EPS guidance at least $9 after second-quarter medical costs came in as expected. The 91.2% benefit ratio and roughly 25% individual Medicare Advantage membership growth suggest its pricing, retention and cost controls are beginning to stabilise the core business. (Reuters, Humana)
The company is targeting a sustainable 3% pretax margin in individual Medicare Advantage by 2028. Exiting lower-return plans and concentrating on products with stronger value-based care participation could improve margins even if total membership grows more slowly. (Healthcare Dive, Humana)
CenterWell Senior Primary Care patients grew by 27% year to date, while Humana won a statewide Illinois Medicaid managed-care contract starting in 2027. These developments broaden the company’s healthcare-services and Medicaid growth platforms beyond its existing Medicare Advantage book. (Humana)
Humana’s weaker Medicare Advantage Star Ratings are reducing CMS quality bonuses. It cut 2026 GAAP EPS guidance to at least $6.52 from $8.36, while adjusted EPS guidance of at least $9 implies a sharp year-on-year decline. (Reuters, Humana)
The planned 2027 exits will affect roughly 600,000 Medicare Advantage members, creating a material retention and revenue risk. Humana has recaptured only just over 40% of members affected by its previous exits and expects a similar result this time. (Healthcare Dive, Becker's Hospital Review)
Medical and pharmacy costs are running at a high-single-digit trend, while CMS’s 2027 Medicare Advantage payment increase averages only 2.48%. That gap leaves limited room for error, reflected in Humana’s elevated 91.2% second-quarter benefit ratio and 92.75% full-year guidance. (CMS, Humana)
Data summarised monthly by Lightyear AI. Last updated on 25 Sept 2026.

Humana Financial Performance

Revenues and expenses
Income statement
QuarterlyAnnual
Q3 24
QoQ growth
Revenue
Net income
Profit margin

Humana Earnings Performance

Company profitability
Earnings per share
QuarterlyAnnual
Q4 23
Q1 24
Q2 24
Q3 24
Q4 24
Actual
Expected
Surprise

Funds containing Humana

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