OneMain/$OMF
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About OneMain
OneMain Holdings Inc is a consumer finance company providing loan products to customers through its branch network and the internet. The company provides personal loan products; offers credit cards; offers optional credit insurance and others; offers a customer-focused financial wellness program, and acquisitions and dispositions of assets and businesses. It provides origination, underwriting, and servicing of personal loans to non-prime customers. The company's reportable segment is Consumer and Insurance. The main source of revenue is net interest income.
Ticker
$OMF
Sector
Primary listing
NYSE
Employees
9,000
Headquarters
Website
OneMain Metrics
BasicAdvanced
$7.1B
10.26
$5.90
1.35
$4.16
6.88%
Price and volume
Market cap
$7.1B
Beta
1.35
52-week high
$63.25
52-week low
$38.00
Average daily volume
1.3M
Dividend rate
$4.16
Financial strength
Long term debt to equity
661.279
Total debt to equity
661.279
Dividend payout ratio (TTM)
44.76%
Profitability
Gross margin (TTM)
93.12%
Net profit margin (TTM)
24.38%
Operating margin (TTM)
34.58%
Effective tax rate (TTM)
22.93%
Revenue per employee (TTM)
$320,000
Management effectiveness
Return on assets (TTM)
2.68%
Return on equity (TTM)
21.41%
Valuation
Price to earnings (TTM)
10.256
Price to revenue (TTM)
2.492
Price to book
2.12
Price to tangible book (TTM)
4.42
Price to free cash flow (TTM)
2.387
Free cash flow yield (TTM)
41.89%
Free cash flow per share (TTM)
25.345
Dividend yield (TTM)
6.88%
Forward dividend yield
6.88%
Growth
Revenue change (TTM)
16.10%
Earnings per share change (TTM)
29.35%
3-year revenue growth (CAGR)
-0.69%
10-year revenue growth (CAGR)
12.97%
3-year earnings per share growth (CAGR)
-8.00%
10-year earnings per share growth (CAGR)
26.41%
3-year dividend per share growth (CAGR)
5.43%
What the Analysts think about OneMain
Analyst ratings (Buy, Hold, Sell) for OneMain stock.
Bulls say / Bears say
OneMain posted Q3 2025 diluted EPS of $1.67, topping consensus by $0.13, and revenue grew 9% year-over-year to $1.6 billion, showing strong growth momentum (PRNewswire)
Managed receivables rose 6% year-over-year to $25.9 billion and consumer loan originations increased 5% to $3.9 billion in Q3 2025, indicating ongoing demand for OneMain’s credit products (PRNewswire)
The company raised its quarterly dividend by 1% to $1.05 per share and approved a new $1.0 billion share repurchase plan, highlighting a strong commitment to capital returns (PRNewswire)
Interest expense increased by 7% year-over-year to $320 million in Q3 2025, which could pressure net interest margins as funding costs rise (PRNewswire)
Despite improvements, net charge-offs stayed high at 6.67% in Q3 2025, underlining continued credit risk in OneMain’s nonprime loan book (BeyondSPX)
Wells Fargo started coverage on OneMain with an Equal Weight rating, reflecting analyst caution over nonprime credit exposure and cooler sentiment (Investing.com)
Data summarised monthly by Lightyear AI. Last updated on 3 Nov 2025.
OneMain Financial Performance
Revenues and expenses
OneMain Earnings Performance
Company profitability
Data displayed above is indicative only and its accuracy or completeness is not guaranteed. Actual execution price may vary. Past performance is not indicative of future results. Your return may be affected by currency fluctuations and applicable fees and charges. Capital at risk.
Real-time US market data is sourced from the IEX order book provided by Polygon. After-hours US market data is 15 minutes delayed and may differ significantly from the actual tradable price at market open.
Capital at risk
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FAQs
What’s the current market cap for OneMain stock?
OneMain (OMF) has a market cap of $7.1B as of November 05, 2025.
What is the P/E ratio for OneMain stock?
The price to earnings (P/E) ratio for OneMain (OMF) stock is 10.26 as of November 05, 2025.
Does OneMain stock pay dividends?
Yes, the OneMain (OMF) stock pays dividends to shareholders. As of November 05, 2025, the dividend rate is $4.16 and the yield is 6.88%. OneMain has a payout ratio of 44.76% on a trailing twelve-month basis.
When is the next OneMain dividend payment date?
The next OneMain (OMF) dividend payment is scheduled for November 14, 2025.
What is the beta indicator for OneMain?
OneMain (OMF) has a beta rating of 1.35. This means that it is more volatile than the market, on average. A beta of 1 would indicate the stock moves in-line with the market, while a beta of 2 would indicate the stock moves twice as much as the market.