What’s the current market cap for OppFi stock?

OppFi (OPFI) has a market cap of $709M as of May 27, 2026.

What is the P/E ratio for OppFi stock?

The price to earnings (P/E) ratio for OppFi (OPFI) stock is 4.09 as of May 27, 2026.

Does OppFi stock pay dividends?

No, OppFi (OPFI) stock does not pay dividends to its shareholders as of May 27, 2026.

When is the next OppFi dividend payment date?

OppFi (OPFI) stock does not pay dividends to its shareholders.

What is the beta indicator for OppFi?

OppFi (OPFI) has a beta rating of 1.87. This means that it is more volatile than the market, on average. A beta of 1 would indicate the stock moves in-line with the market, while a beta of 2 would indicate the stock moves twice as much as the market.

Buy OppFi stock | $OPFI Share Price

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About OppFi

OppFi Inc. is a tech-enabled, mission-driven specialty finance platform that broadens the reach of community banks to expand credit access for everyday Americans. It recognizes revenue from finance charges on installment and SalaryTap contracts using the interest method.

Ticker

$OPFI

Sector

Finance

Primary listing

NYSE

Employees

410

Headquarters

Chicago, United States

Website

www.oppfi.com

OppFi Metrics

BasicAdvanced

$709m

4.09

$2.03

1.87

What the Analysts think about OppFi

Analyst ratings (Buy, Hold, Sell) for OppFi stock.

Bulls say / Bears say

Consistent earnings outperformance: OppFi’s Q4 profit exceeded Wall Street expectations for the eighth straight quarter (Reuters)

Strong FY25 outlook: The company forecasts full-year 2025 revenue and adjusted profit above analyst estimates (Reuters)

Analyst confidence: Northland Securities raised its price target from $10 to $13, citing continued momentum and a return to double-digit revenue growth (Reuters)

Regulatory scrutiny: Federal Reserve examiners have requested information from major US banks about their exposure to private credit firms, which could signal rising compliance costs and constraints on OppFi’s bank partnerships (Bloomberg)

Global watchdog review: the Financial Stability Board is investigating risks to retail investors in private credit, potentially leading to tighter regulations that might restrict OppFi’s retail lending growth (Bloomberg)

Risk of credit contagion: Federal Reserve Governor Michael Barr warned that stress in private credit markets could provoke 'psychological contagion,' possibly setting off a wider credit crunch that would affect OppFi’s loan portfolio (Bloomberg)

Data summarised monthly by Lightyear AI. Last updated on 8 May 2026.

OppFi Financial Performance

Revenues and expenses

QuarterlyAnnual

Q3 24

QoQ growth

Revenue

$37bn

-39.75%

Net income

$45bn

107.52%

Profit margin

37.65%

6.78%

OppFi Earnings Performance

Company profitability

QuarterlyAnnual

Q4 23

Q1 24

Q2 24

Q3 24

Q4 24

Actual

$3.69

$2.85

$2.45

$2.42

Expected

$3.55

$2.61

$2.05

$2.31

$3.94

Surprise

3.94%

9.20%

19.51%

4.63%

Data displayed above is indicative only and its accuracy or completeness is not guaranteed. Actual execution price may vary. Past performance is not indicative of future results. Your return may be affected by currency fluctuations and applicable fees and charges. Capital at risk.

Real-time US market data is sourced from the IEX order book provided by Polygon. After-hours US market data is 15 minutes delayed and may differ significantly from the actual tradable price at market open.

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Bulls say / Bears say

Consistent earnings outperformance: OppFi’s Q4 profit exceeded Wall Street expectations for the eighth straight quarter (Reuters)

Strong FY25 outlook: The company forecasts full-year 2025 revenue and adjusted profit above analyst estimates (Reuters)

Analyst confidence: Northland Securities raised its price target from $10 to $13, citing continued momentum and a return to double-digit revenue growth (Reuters)

Data summarised monthly by Lightyear AI. Last updated on 8 May 2026.