OppFi/$OPFI
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About OppFi
OppFi Inc is a tech-enabled, mission-driven specialty finance platform that broadens the reach of community banks to extend credit access to everyday Americans. It recognizes revenue through finance charges on installment and SalaryTap contracts based on the interest method.
Ticker
$OPFI
Sector
Primary listing
NYSE
Industry
Consumer Finance
Headquarters
Employees
445
ISIN
US68386H1032
Website
OppFi Metrics
BasicAdvanced
$1.2B
-
-$0.62
1.63
$0.25
1.87%
Price and volume
Market cap
$1.2B
Beta
1.63
52-week high
$17.73
52-week low
$3.09
Average daily volume
1.3M
Dividend rate
$0.25
Financial strength
Current ratio
16.719
Quick ratio
15.572
Long term debt to equity
121.639
Total debt to equity
121.639
Profitability
Gross margin (TTM)
100.00%
Net profit margin (TTM)
-3.16%
Operating margin (TTM)
42.66%
Effective tax rate (TTM)
5.49%
Revenue per employee (TTM)
$690,000
Management effectiveness
Return on assets (TTM)
15.64%
Return on equity (TTM)
43.36%
Valuation
Price to revenue (TTM)
0.929
Price to book
14.98
Price to tangible book (TTM)
14.98
Price to free cash flow (TTM)
0.887
Free cash flow yield (TTM)
112.75%
Free cash flow per share (TTM)
1,505.18%
Dividend yield (TTM)
1.87%
Growth
Revenue change (TTM)
31.47%
Earnings per share change (TTM)
-363.65%
3-year revenue growth (CAGR)
10.67%
3-year earnings per share growth (CAGR)
54.98%
What the Analysts think about OppFi
Analyst ratings (Buy, Hold, Sell) for OppFi stock.
Bulls say / Bears say
OppFi's stock has surged 194.6% over the past six months, significantly outperforming its industry peers, indicating strong investor confidence and potential for continued growth. (nasdaq.com)
The company's strategic investment in Bitty Holdings aims to diversify offerings and capture new customer segments, enhancing revenue and profitability. (seekingalpha.com)
OppFi's forward P/E ratio of 12.00 suggests that the stock is undervalued compared to the industry average, presenting a potential buying opportunity for investors. (cnbc.com)
OppFi's high debt-to-equity ratio of 1,277.15% indicates significant leverage, which could pose financial risks if not managed properly. (cnbc.com)
The company's focus on subprime lending exposes it to higher default rates, potentially impacting profitability during economic downturns. (danelfin.com)
Operating in a heavily regulated financial services industry may lead to increased compliance costs and legal challenges, affecting OppFi's bottom line. (danelfin.com)
Data summarised monthly by Lightyear AI. Last updated on 10 Jul 2025.
OppFi Financial Performance
Revenues and expenses
OppFi Earnings Performance
Company profitability
OppFi News
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Data displayed above is indicative only and its accuracy or completeness is not guaranteed. Actual execution price may vary. Past performance is not indicative of future results. Your return may be affected by currency fluctuations and applicable fees and charges. Capital at risk.
Real-time US market data is sourced from the IEX order book provided by Polygon. After-hours US market data is 15 minutes delayed and may differ significantly from the actual tradable price at market open.
Capital at risk
Upcoming events
No upcoming events
FAQs
What’s the current market cap for OppFi stock?
OppFi (OPFI) has a market cap of $1.2B as of July 11, 2025.
What is the P/E ratio for OppFi stock?
The price to earnings (P/E) ratio for OppFi (OPFI) stock is 0 as of July 11, 2025.
Does OppFi stock pay dividends?
Yes, the OppFi (OPFI) stock pays dividends to shareholders. As of July 11, 2025, the dividend rate is $0.25 and the yield is 1.87%. OppFi has a payout ratio of 0% on a trailing twelve-month basis.
When is the next OppFi dividend payment date?
The next OppFi (OPFI) dividend payment date is unconfirmed.
What is the beta indicator for OppFi?
OppFi (OPFI) has a beta rating of 1.63. This means that it is more volatile than the market, on average. A beta of 1 would indicate the stock moves in-line with the market, while a beta of 2 would indicate the stock moves twice as much as the market.