OppFi/$OPFI
13:30
15:10
16:45
18:25
20:00
1D1W1MYTD1Y5YMAX
About OppFi
OppFi Inc is a tech-enabled, mission-driven specialty finance platform that broadens the reach of community banks to extend credit access to everyday Americans. It recognizes revenue through finance charges on installment and SalaryTap contracts based on the interest method.
Ticker
$OPFI
Sector
Primary listing
NYSE
Employees
445
Headquarters
Website
OppFi Metrics
BasicAdvanced
$335M
-
-$2.43
1.72
$0.25
2.13%
Price and volume
Market cap
$335M
Beta
1.72
52-week high
$17.73
52-week low
$4.31
Average daily volume
1.1M
Dividend rate
$0.25
Financial strength
Current ratio
19.094
Quick ratio
17.986
Long term debt to equity
145.622
Total debt to equity
140.51
Profitability
Gross margin (TTM)
100.00%
Net profit margin (TTM)
-10.44%
Operating margin (TTM)
46.77%
Effective tax rate (TTM)
6.90%
Revenue per employee (TTM)
$720,000
Management effectiveness
Return on assets (TTM)
12.50%
Return on equity (TTM)
37.15%
Valuation
Price to revenue (TTM)
0.84
Price to book
24.46
Price to tangible book (TTM)
24.46
Price to free cash flow (TTM)
0.807
Free cash flow yield (TTM)
123.92%
Free cash flow per share (TTM)
14.524
Dividend yield (TTM)
2.13%
Growth
Revenue change (TTM)
31.28%
Earnings per share change (TTM)
-960.76%
3-year revenue growth (CAGR)
13.05%
3-year earnings per share growth (CAGR)
61.96%
What the Analysts think about OppFi
Analyst ratings (Buy, Hold, Sell) for OppFi stock.
Bulls say / Bears say
Adjusted EPS of $0.45 for Q2 2025 topped the Zacks consensus of $0.30, up 55.1% year-over-year, reflecting strong earnings growth (Zacks)
OppFi delivered record GAAP revenue of $142.4 million in Q2 2025, a 12.8% year-over-year increase, fueled by strong origination growth and an average yield of 136.1% annually (PR Newswire)
The company raised its full-year 2025 revenue forecast to $578 million–$605 million and uplifted adjusted net income guidance to $125 million–$130 million, signaling management’s confidence in ongoing growth (PR Newswire)
GAAP net income fell 58.5% year-over-year to $11.5 million in Q2 2025 due to a $33.3 million non-cash warrant liability charge, highlighting considerable volatility in reported earnings (The Motley Fool)
OppFi reported a net loss attributable to the company of $20.8 million in Q2 2025, showing shareholders endured significant accounting losses despite revenue growth (PR Newswire)
The net charge-off rate was high at 31.9% of total revenue in Q2 2025, pointing to ongoing credit risk in OppFi’s consumer lending portfolio (PR Newswire)
Data summarised monthly by Lightyear AI. Last updated on 18 Sept 2025.
OppFi Financial Performance
Revenues and expenses
OppFi Earnings Performance
Company profitability
OppFi News
AllArticlesVideos
Data displayed above is indicative only and its accuracy or completeness is not guaranteed. Actual execution price may vary. Past performance is not indicative of future results. Your return may be affected by currency fluctuations and applicable fees and charges. Capital at risk.
Real-time US market data is sourced from the IEX order book provided by Polygon. After-hours US market data is 15 minutes delayed and may differ significantly from the actual tradable price at market open.
Capital at risk
Upcoming events
No upcoming events
FAQs
What’s the current market cap for OppFi stock?
OppFi (OPFI) has a market cap of $335M as of September 18, 2025.
What is the P/E ratio for OppFi stock?
The price to earnings (P/E) ratio for OppFi (OPFI) stock is 0 as of September 18, 2025.
Does OppFi stock pay dividends?
Yes, the OppFi (OPFI) stock pays dividends to shareholders. As of September 18, 2025, the dividend rate is $0.25 and the yield is 2.13%. OppFi has a payout ratio of 0% on a trailing twelve-month basis.
When is the next OppFi dividend payment date?
The next OppFi (OPFI) dividend payment date is unconfirmed.
What is the beta indicator for OppFi?
OppFi (OPFI) has a beta rating of 1.72. This means that it is more volatile than the market, on average. A beta of 1 would indicate the stock moves in-line with the market, while a beta of 2 would indicate the stock moves twice as much as the market.