Bank OZK/$OZK
1D1W1M3M6MYTD1Y5YMAX
Capital at risk
About Bank OZK
Bank OZK is a bank holding company that owns and operates a community bank, Bank of the Ozarks. The bank operates offices in Arkansas, Georgia, Florida, North Carolina, Texas, California, New York and Mississippi. It provides banking services, including checking, savings, money market, time deposits, and individual retirement accounts, as well as loan services, such as real estate, consumer, commercial, and industrial loans. Apart from providing traditional banking products and services, it also provides trust and wealth management, financial planning, online banking, and other related services.
- Ticker
- $OZK
- Sector
- Finance
- Primary listing
- NASDAQ
- Employees
- 3,286
- Headquarters
- Little Rock, United States
- Website
- www.ozk.com
Bank OZK Metrics
BasicAdvanced
$5B
7.61
$6.06
0.88
$1.86
4.16%
Price and volume
Market cap
$5B
Beta
0.88
52-week high
$53.39
52-week low
$42.37
Average daily volume
1.5M
Dividend rate
$1.86
Financial strength
Dividend payout ratio (TTM)
31.66%
Profitability
Net profit margin (TTM)
44.53%
Operating margin (TTM)
57.73%
Effective tax rate (TTM)
22.87%
Revenue per employee (TTM)
$470,000
Management effectiveness
Return on assets (TTM)
1.66%
Return on equity (TTM)
11.33%
Valuation
Price to earnings (TTM)
7.607
Price to revenue (TTM)
3.303
Price to book
0.85
Price to tangible book (TTM)
0.95
Price to free cash flow (TTM)
6.864
Free cash flow yield (TTM)
14.57%
Free cash flow per share (TTM)
6.719
Dividend yield (TTM)
4.03%
Forward dividend yield
4.16%
Growth
Revenue change (TTM)
2.53%
Earnings per share change (TTM)
-1.58%
3-year revenue growth (CAGR)
6.85%
3-year earnings per share growth (CAGR)
4.58%
10-year earnings per share growth (CAGR)
10.33%
3-year dividend per share growth (CAGR)
10.74%
10-year dividend per share growth (CAGR)
11.92%
What the Analysts think about Bank OZK
Analyst ratings (Buy, Hold, Sell) for Bank OZK stock.
Analyst projections of the future price of Bank OZK stock.
Bulls say / Bears say
Corporate and Institutional Banking grew by $1.99 billion in the first half of 2026, helping offset the run-off in real-estate lending. Management expects the two businesses to be similar in size in 2027, which would leave the bank less reliant on property loans. (Bank OZK)
The net interest margin rose to 4.24% and deposits reached a record $34 billion in Q2. That combination gives Bank OZK a stronger base to fund lending and support interest income. (Bank OZK)
Book value per share rose by $1.28 in Q2, tangible book value by $1.26, and the bank reported higher capital ratios. These gains provide a stronger capital cushion and build per-share value. (Bank OZK)
Q2 net income fell 8.7% year on year and diluted earnings per share fell 5.7%; first-half net income was down 7%. The recent profit trend is therefore weaker despite a small sequential recovery. (Bank OZK)
Net charge-offs rose to $56.3 million in Q2 from $8.2 million a year earlier, with most tied to four office and life-science loans. That shows property-credit problems are still generating realised losses. (Bank OZK)
Data summarised monthly by Lightyear AI. Last updated on 6 Oct 2026.
Bank OZK Financial Performance
Revenues and expenses
Bank OZK Earnings Performance
Company profitability
Upcoming events
Bank OZK News
AllArticlesVideos
Funds containing Bank OZK
AllEURGBPUSD
Fund name | Fund size | $OZK weighting |
|---|---|---|
iShares S&P US Banks€IUS2 | €1B | 0.69% |
SPDR S&P US Dividend Aristocrats€SPYD | €3.3B | 0.21% |
SPDR S&P US Dividend Aristocrats£USDV | £2.8B | 0.21% |
SPDR MSCI USA Small Cap Value Weighted$USSC | $1.1B | 0.20% |
iShares MSCI USA Small Cap ESG Enhanced CTB€SXRG | €2.8B | 0.17% |
Data displayed above is indicative only and its accuracy or completeness is not guaranteed. Actual execution price may vary. Past performance is not indicative of future results. Your return may be affected by currency fluctuations and applicable fees and charges. Capital at risk.
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