Pinnacle Financial/$PNFP
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About Pinnacle Financial
Pinnacle Financial Partners Inc is a financial holding company. The company operates through its wholly-owned subsidiary, Pinnacle Bank. The bank provides a full range of lending products, including commercial, real estate, and consumer loans to individuals and small to medium-sized businesses. It operates as a community bank mainly in the urban markets of Nashville, Knoxville, Memphis, and Chattanooga, Tennessee, as well as surrounding counties. It relies heavily on mergers and acquisitions. A majority of its loan portfolio is in commercial loans, mainly real estate, as well as industrial loans. The bank generates a majority of its net revenue through net interest income.
Ticker
$PNFP
Sector
Primary listing
Employees
3,627
Headquarters
Website
PNFP Metrics
BasicAdvanced
$6.9B
12.00
$7.51
1.07
$0.94
1.07%
Price and volume
Market cap
$6.9B
Beta
1.07
52-week high
$128.09
52-week low
$81.57
Average daily volume
1.1M
Dividend rate
$0.94
Financial strength
Dividend payout ratio (TTM)
14.65%
Profitability
Net profit margin (TTM)
32.93%
Operating margin (TTM)
40.59%
Effective tax rate (TTM)
18.19%
Revenue per employee (TTM)
$500,000
Management effectiveness
Return on assets (TTM)
1.15%
Return on equity (TTM)
9.32%
Valuation
Price to earnings (TTM)
11.999
Price to revenue (TTM)
3.81
Price to book
1.08
Price to tangible book (TTM)
1.52
Price to free cash flow (TTM)
9.161
Free cash flow yield (TTM)
10.92%
Free cash flow per share (TTM)
9.834
Dividend yield (TTM)
1.04%
Forward dividend yield
1.07%
Growth
Revenue change (TTM)
21.56%
Earnings per share change (TTM)
48.26%
3-year revenue growth (CAGR)
9.19%
3-year earnings per share growth (CAGR)
2.56%
10-year earnings per share growth (CAGR)
12.56%
3-year dividend per share growth (CAGR)
4.77%
10-year dividend per share growth (CAGR)
8.69%
What the Analysts think about PNFP
Analyst ratings (Buy, Hold, Sell) for Pinnacle Financial stock.
Bulls say / Bears say
The merger with Synovus Financial will create a combined regional bank with over $115 billion in assets, bolstering PNFP’s scale and market diversification in the U.S. Southeast (Reuters)
PNFP’s net interest margin expanded to 3.23% in Q2 2025 from 3.14% a year earlier, demonstrating effective deposit cost management and strong pricing power (Investing.com)
Loans grew at a 10.7% annualized rate in Q2 2025, led by a 21.9% annualized increase in commercial and industrial lending, underscoring robust client demand (Investing.com)
Post-merger announcement, PNFP shares fell 6%, reflecting investor concern over potential dilution and integration risks of combining with Synovus Financial (Reuters)
PNFP’s efficiency ratio widened to 56.7% in Q2 2025, exceeding the 55.4% analyst consensus and suggesting rising operating expenses relative to revenue (Zacks)
Approximately 79.8% of PNFP’s loan portfolio is concentrated in commercial lending, which could amplify credit risk and loan losses in the event of a regional economic downturn (TipRanks)
Data summarised monthly by Lightyear AI. Last updated on 3 Oct 2025.
PNFP Financial Performance
Revenues and expenses
PNFP Earnings Performance
Company profitability
PNFP News
AllArticlesVideos

Synovus Financial Investor Alert By The Former Attorney General Of Louisiana: Kahn Swick & Foti, LLC Investigates Merger of Synovus Financial Corp. - SNV
Business Wire1 week ago

Pinnacle CEO Terry Turner and Synovus CEO Kevin Blair to Hold Fireside Chat at BancAnalysts Association of Boston Conference
Business Wire1 week ago

Pinnacle Is the No. 1 Bank in the Nashville MSA by Deposits for the Eighth Consecutive Year, Holds No.
Business Wire3 weeks ago
Data displayed above is indicative only and its accuracy or completeness is not guaranteed. Actual execution price may vary. Past performance is not indicative of future results. Your return may be affected by currency fluctuations and applicable fees and charges. Capital at risk.
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Capital at risk
Upcoming events
No upcoming events
FAQs
What’s the current market cap for Pinnacle Financial stock?
Pinnacle Financial (PNFP) has a market cap of $6.9B as of October 16, 2025.
What is the P/E ratio for Pinnacle Financial stock?
The price to earnings (P/E) ratio for Pinnacle Financial (PNFP) stock is 12 as of October 16, 2025.
Does Pinnacle Financial stock pay dividends?
Yes, the Pinnacle Financial (PNFP) stock pays dividends to shareholders. As of October 16, 2025, the dividend rate is $0.94 and the yield is 1.07%. Pinnacle Financial has a payout ratio of 14.65% on a trailing twelve-month basis.
When is the next Pinnacle Financial dividend payment date?
The next Pinnacle Financial (PNFP) dividend payment date is unconfirmed.
What is the beta indicator for Pinnacle Financial?
Pinnacle Financial (PNFP) has a beta rating of 1.07. This means that it is more volatile than the market, on average. A beta of 1 would indicate the stock moves in-line with the market, while a beta of 2 would indicate the stock moves twice as much as the market.