Primerica/$PRI
1D1W1MYTD1Y5YMAX
Capital at risk
About Primerica
Primerica Inc is a provider of financial services to middle-income households in the United States and Canada. The company offers life insurance, mutual funds, annuities, and other financial products, distributed on behalf of third parties. Primerica has three main subsidiaries: Primerica Financial Services, a marketing company; Primerica Life Insurance Company, a principal life insurance underwriting entity; and PFS Investments, which offers investment and savings products, brokerage services, and registered investment advisory. It has three segments Term Life Insurance; Investment and Savings Products; and Corporate and Other Distributed Products. Geogriphically, it derives a majority of its revenue from the United States.
- Ticker
- $PRI
- Sector
- Finance
- Primary listing
- NYSE
- Employees
- 2,309
- Headquarters
- Duluth, United States
- Website
- www.primerica.com
Primerica Metrics
BasicAdvanced
$8.9B
11.60
$24.91
0.87
$4.48
1.66%
Price and volume
Market cap
$8.9B
Beta
0.87
52-week high
$327.28
52-week low
$230.09
Average daily volume
178K
Dividend rate
$4.48
Financial strength
Current ratio
3.73
Quick ratio
1.152
Long term debt to equity
68.01
Total debt to equity
71.521
Dividend payout ratio (TTM)
17.92%
Interest coverage (TTM)
14.08%
Profitability
EBITDA (TTM)
1,122.004
Gross margin (TTM)
72.10%
Net profit margin (TTM)
22.84%
Operating margin (TTM)
31.69%
Effective tax rate (TTM)
22.43%
Revenue per employee (TTM)
$1,510,000
Management effectiveness
Return on assets (TTM)
4.66%
Return on equity (TTM)
32.97%
Valuation
Price to earnings (TTM)
11.603
Price to revenue (TTM)
2.637
Price to book
3.54
Price to tangible book (TTM)
3.64
Price to free cash flow (TTM)
10.918
Free cash flow yield (TTM)
9.16%
Free cash flow per share (TTM)
26.474
Dividend yield (TTM)
1.55%
Forward dividend yield
1.66%
Growth
Revenue change (TTM)
8.23%
Earnings per share change (TTM)
22.96%
3-year revenue growth (CAGR)
7.96%
10-year revenue growth (CAGR)
9.04%
3-year earnings per share growth (CAGR)
22.80%
10-year earnings per share growth (CAGR)
19.78%
3-year dividend per share growth (CAGR)
22.89%
10-year dividend per share growth (CAGR)
16.59%
What the Analysts think about Primerica
Analyst ratings (Buy, Hold, Sell) for Primerica stock.
Analyst projections of the future price of Primerica stock.
Bulls say / Bears say
Primerica reported Q2 2026 net income of $202.3 million, a 13% year-over-year increase, and diluted EPS of $6.45, up 19%, driven by robust revenue growth across its segments. (Primerica Press Release) (MarketScreener)
Investment and Savings Products sales reached a record $4.4 billion, up 23%, while client asset values hit a record $140 billion, up 16%, reflecting strong demand and favorable equity markets. (Primerica Press Release) (MarketBeat)
Primerica returned $173 million to shareholders in Q2 through $135 million of share repurchases and a $1.20 per share dividend, underscoring disciplined capital allocation. (Primerica Press Release) (MarketBeat)
Management projects full-year 2026 sales-force size to be flat to down 2% versus 2025, signaling recruitment challenges and potential headwinds to future distribution growth. (MarketBeat)
Technology and growth investments are expected to drive expense growth of 10%–12% in Q3 2026 before moderating, which may pressure operating margins in the near term. (MarketBeat)
The insurance expense ratio rose to 8.4% in Q2 2026 from 7.6% a year ago, indicating margin compression in the Term Life segment. (Primerica Press Release)
Data summarised monthly by Lightyear AI. Last updated on 6 Sept 2026.
Primerica Financial Performance
Revenues and expenses
Primerica Earnings Performance
Company profitability
Upcoming events
Primerica News
AllArticlesVideos
PRIMERICA HOUSEHOLD BUDGET INDEX™ (HBI™): Purchasing Power for Middle-Income Americans Up Slightly in July
Business Wire2 weeks ago
Primerica Q2 Earnings Call Highlights
MarketBeat1 month ago
PRIMERICA HOUSEHOLD BUDGET INDEX™ (HBI™): Purchasing Power for Middle-Income Americans Saw Modest Gains in June as Gas Prices Fell
Business Wire1 month ago
Funds containing Primerica
AllEURUSDGBP
Fund name | Fund size | $PRI weighting |
|---|---|---|
iShares Ageing Population€AGED | €822M | 0.56% |
SPDR S&P 400 US Mid Cap$SPY4 | $6.3B | 0.25% |
SPDR S&P 400 US Mid Cap£SPX4 | £4.7B | 0.25% |
iShares MSCI USA Small Cap ESG Enhanced CTB€SXRG | €2.8B | 0.12% |
iShares MSCI USA Small Cap CTB Enhanced ESG£CUS1 | £2.4B | 0.12% |
Data displayed above is indicative only and its accuracy or completeness is not guaranteed. Actual execution price may vary. Past performance is not indicative of future results. Your return may be affected by currency fluctuations and applicable fees and charges. Capital at risk.
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