Qfin/$QFIN
1D1W1M3M6MYTD1Y5YMAX
Capital at risk
About Qfin
Qfin Holdings Inc is engaged in matching individual borrowers with credit demand to a diversified pool of financial institutions with credit to supply through a financial technology platform. It has released large-scale financial credit multimodal benchmark, building a critical bridge between credit AI research and real-world applications.
- Ticker
- $QFIN
- Sector
- Finance
- Primary listing
- NASDAQ
- Employees
- 3,557
- Headquarters
- Shanghai, China
- Website
- www.qfin.com
Qfin Metrics
BasicAdvanced
$650M
1.21
$4.42
0.62
$1.22
16.82%
Price and volume
Market cap
$650M
Beta
0.62
52-week high
$24.05
52-week low
$5.10
Average daily volume
2.1M
Dividend rate
$1.22
Financial strength
Current ratio
2.169
Quick ratio
0.373
Long term debt to equity
0.055
Total debt to equity
0.143
Dividend payout ratio (TTM)
36.80%
Profitability
EBITDA (TTM)
898.629
Gross margin (TTM)
52.89%
Net profit margin (TTM)
22.32%
Operating margin (TTM)
35.23%
Effective tax rate (TTM)
28.51%
Revenue per employee (TTM)
$709,930
Management effectiveness
Return on assets (TTM)
6.55%
Return on equity (TTM)
15.26%
Valuation
Price to earnings (TTM)
1.211
Price to revenue (TTM)
0.267
Price to book
0.03
Price to tangible book (TTM)
0.03
Price to free cash flow (TTM)
0.52
Free cash flow yield (TTM)
192.17%
Free cash flow per share (TTM)
10.281
Dividend yield (TTM)
22.80%
Forward dividend yield
16.82%
Growth
Revenue change (TTM)
-10.58%
Earnings per share change (TTM)
-41.96%
3-year revenue growth (CAGR)
2.53%
3-year earnings per share growth (CAGR)
7.22%
3-year dividend per share growth (CAGR)
33.26%
What the Analysts think about Qfin
Analyst ratings (Buy, Hold, Sell) for Qfin stock.
Analyst projections of the future price of Qfin stock.
Bulls say / Bears say
Qfin ended June with RMB10.6 billion in cash and short-term investments and generated RMB1.1 billion in operating cash flow. It also declared a US$0.46-per-ADS interim dividend, giving it financial capacity to weather the downturn while returning cash to shareholders. (Qfin Holdings)
The technology-solutions business is a potential capital-light growth engine: loan volume enabled by these services rose about 515% year on year to RMB10.5 billion in Q2, and Qfin said it secured two AI-agent projects with banks. This offers a route to broaden revenue beyond traditional loan facilitation, although it remains much smaller than the core business. (The Motley Fool)
Q2 credit indicators improved sequentially: the 90-day delinquency rate fell to 2.83% from 3.50%, while the C-M2 ratio declined to 0.66% from 0.80% and the 30-day collection rate rose to 88.1% from 85.8%. If those improvements prove durable, better credit quality could support future lending and reduce losses. (Qfin Holdings)
China’s tighter rules cap total borrowing costs and impose stricter conditions on banks’ partnerships with lending platforms, putting pressure on fees and the economics of Qfin’s legacy lending model. Industry-wide loan originations and balances have contracted as platforms adjust to the rules. (Caixin Global)
A late-June funding shock and industry pullback have sharply reduced Qfin’s business scale: Q2 loan volume fell 25.1% year on year and revenue fell 31.6%. Management forecast Q3 non-GAAP net income down 67%–73% year on year, showing how quickly tighter funding can hit earnings. (Qfin Holdings)
Credit and collection risks may worsen despite the better Q2 headline metrics: management said early risk trends reversed in August, expected the C-M2 ratio to rise noticeably in Q3, and warned it could take two to three quarters to return to a reasonable level. Higher funding costs and collection disruption could add to pressure on profits. (Investing.com)
Data summarised monthly by Lightyear AI. Last updated on 29 Oct 2026.
Qfin Financial Performance
Revenues and expenses
Qfin Earnings Performance
Company profitability
Upcoming events
No upcoming events
Qfin News
AllArticlesVideos
QFIN DEADLINE: ROSEN, LEADING INVESTOR COUNSEL, Encourages Qfin Holdings, Inc. Investors to Secure Counsel Before Important Deadline in Securities Class Action - QFIN
Newsfile Corp15 hours ago
QFIN INVESTOR DEADLINE APPROACHING: Faruqi & Faruqi, LLP Reminds Qfin Holdings (QFIN) Investors of Securities Class Action Lawsuit Deadline on November 30, 2026
Newsfile Corp17 hours ago
QFIN Stock Drop - Robbins LLP Reminds Investors They May Be Eligible to Lead the Class Action Lawsuit Against Qfin Holdings, Inc.
Newsfile Corp19 hours ago
Funds containing Qfin
Fund name | Fund size | $QFIN weighting |
|---|---|---|
iShares Emerging Markets Dividend£SEDY | $1.5B | 0.22% |
iShares Emerging Markets Dividend$IEDY | $1.5B | 0.22% |
SPDR MSCI Emerging Markets Small Cap£EMSM | $647M | 0.03% |
SPDR MSCI All Country World IM€SPYI | $7.7B | 0.00% |
iShares MSCI EM IMI Screened£SEGM | $6.6B | 0.00% |
Data displayed above is indicative only and its accuracy or completeness is not guaranteed. Actual execution price may vary. Past performance is not indicative of future results. Your return may be affected by currency fluctuations and applicable fees and charges. Capital at risk.
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