Regional Management/$RM
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About Regional Management
Regional Management Corp is a diversified consumer finance company that provides installment loan products to customers with limited access to consumer credit from banks, thrifts, credit card companies, and other lenders. It is engaged in consumer finance. The company has the core products which are small and large installment loans. The company also offers optional payment and collateral protection insurance. The company's principal source of revenue is interest and fee income on outstanding loans.
Ticker
$RM
Sector
Primary listing
NYSE
Industry
Consumer Finance
Headquarters
Employees
2,131
ISIN
US75902K1060
Website
RM Metrics
BasicAdvanced
$328M
10.05
$3.29
1.26
$1.20
3.63%
Price and volume
Market cap
$328M
Beta
1.26
52-week high
$37.52
52-week low
$25.41
Average daily volume
48K
Dividend rate
$1.20
Financial strength
Current ratio
58.858
Quick ratio
9.647
Long term debt to equity
383.358
Total debt to equity
422.695
Dividend payout ratio (TTM)
36.45%
Interest coverage (TTM)
1.56%
Profitability
EBITDA (TTM)
134.19
Gross margin (TTM)
61.26%
Net profit margin (TTM)
5.72%
Operating margin (TTM)
20.79%
Effective tax rate (TTM)
23.73%
Revenue per employee (TTM)
$270,000
Management effectiveness
Return on assets (TTM)
4.10%
Return on equity (TTM)
9.51%
Valuation
Price to earnings (TTM)
10.046
Price to revenue (TTM)
0.553
Price to book
0.93
Price to tangible book (TTM)
1.01
Price to free cash flow (TTM)
1.248
Free cash flow yield (TTM)
80.11%
Free cash flow per share (TTM)
2,651.54%
Dividend yield (TTM)
3.63%
Forward dividend yield
3.63%
Growth
Revenue change (TTM)
6.45%
Earnings per share change (TTM)
41.13%
3-year revenue growth (CAGR)
9.42%
10-year revenue growth (CAGR)
11.30%
3-year earnings per share growth (CAGR)
-27.52%
10-year earnings per share growth (CAGR)
12.44%
3-year dividend per share growth (CAGR)
4.55%
What the Analysts think about RM
Analyst ratings (Buy, Hold, Sell) for Regional Management stock.
Bulls say / Bears say
Regional Management Corp. reported a 20% increase in loan originations in Q1 2025, indicating strong demand for its financial products. (stocktitan.net)
The company declared a quarterly dividend of $0.30 per share for Q2 2025, reflecting confidence in its financial stability and commitment to returning value to shareholders. (seekingalpha.com)
Analysts have set a one-year price target of $37.06 for RM, suggesting a potential upside of 23.16% from its current price. (nasdaq.com)
CEO Robert William Beck sold 7,104 shares of RM stock in December 2024, which could be perceived as a lack of confidence in the company's future performance. (marketbeat.com)
Major shareholder Fund L.P. Forager sold 16,219 shares in January 2025, potentially signaling concerns about the company's valuation or future prospects. (defenseworld.net)
Despite an earnings beat in Q3 2024, RM's shares plunged 9.3%, indicating that investors may be concerned about other underlying issues affecting the company's performance. (nasdaq.com)
Data summarised monthly by Lightyear AI. Last updated on 5 Jul 2025.
RM Financial Performance
Revenues and expenses
RM Earnings Performance
Company profitability
RM News
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Data displayed above is indicative only and its accuracy or completeness is not guaranteed. Actual execution price may vary. Past performance is not indicative of future results. Your return may be affected by currency fluctuations and applicable fees and charges. Capital at risk.
Real-time US market data is sourced from the IEX order book provided by Polygon. After-hours US market data is 15 minutes delayed and may differ significantly from the actual tradable price at market open.
Capital at risk
Upcoming events
No upcoming events
FAQs
What’s the current market cap for Regional Management stock?
Regional Management (RM) has a market cap of $328M as of July 09, 2025.
What is the P/E ratio for Regional Management stock?
The price to earnings (P/E) ratio for Regional Management (RM) stock is 10.05 as of July 09, 2025.
Does Regional Management stock pay dividends?
Yes, the Regional Management (RM) stock pays dividends to shareholders. As of July 09, 2025, the dividend rate is $1.2 and the yield is 3.63%. Regional Management has a payout ratio of 36.45% on a trailing twelve-month basis.
When is the next Regional Management dividend payment date?
The next Regional Management (RM) dividend payment date is unconfirmed.
What is the beta indicator for Regional Management?
Regional Management (RM) has a beta rating of 1.26. This means that it is more volatile than the market, on average. A beta of 1 would indicate the stock moves in-line with the market, while a beta of 2 would indicate the stock moves twice as much as the market.