Selective Insurance Group/$SIGI

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About Selective Insurance Group

Selective Insurance Group Inc is a regional property-casualty insurer based in New Jersey, with its operations focused in the New York metropolitan area. The Company has four operating segments: Standard Commercial Lines, Standard Personal Lines, E&S Lines, Investments. Majority of revenue is gained from Standard Personal Lines. Currently company has it's revenues from States of USA and Columbia.

Ticker

$SIGI
Sector
Primary listing

Employees

2,800

SIGI Metrics

BasicAdvanced
$5.1B
13.80
$6.11
0.39
$1.52
1.80%

What the Analysts think about SIGI

Analyst ratings (Buy, Hold, Sell) for Selective Insurance Group stock.

Bulls say / Bears say

Selective’s Q1 2025 combined ratio improved by 2.1 points to 96.1%, showing stronger underwriting profitability and fewer catastrophe losses (Reuters)
After-tax net investment income rose 12% year-over-year to $95.6 million in Q1 2025, boosting overall earnings and contributing positively to ROE (Reuters)
Wall Street’s median 12-month price target for SIGI is $92.50, above the last closing price of $89.66, pointing to upside potential (Reuters)
GAAP combined ratio stood at 100.2% in Q2 2025, staying above the breakeven 100% mark and signaling that the insurer paid out more in claims and expenses than it collected in premiums (Reuters)
Selective’s Q1 operating income was $1.76 per diluted share, missing the consensus estimate of $1.86—a 5.4% miss (Reuters)
Morgan Stanley downgraded SIGI to Underweight, citing uncertainties around reserving and a tougher underwriting environment amid a challenging insurance cycle (Investing.com)
Data summarised monthly by Lightyear AI. Last updated on 4 Oct 2025.

SIGI Financial Performance

Revenues and expenses
QuarterlyAnnual
Q3 24
QoQ growth
Revenue
$37B
-39.75%
Net income
$45B
107.52%
Profit margin
37.65%
6.78%

SIGI Earnings Performance

Company profitability
QuarterlyAnnual
Q4 23
Q1 24
Q2 24
Q3 24
Q4 24
Actual
$3.69
$2.85
$2.45
$2.42
-
Expected
$3.55
$2.61
$2.05
$2.31
$3.94
Surprise
3.94%
9.20%
19.51%
4.63%
-
Data displayed above is indicative only and its accuracy or completeness is not guaranteed. Actual execution price may vary. Past performance is not indicative of future results. Your return may be affected by currency fluctuations and applicable fees and charges. Capital at risk.
Real-time US market data is sourced from the IEX order book provided by Polygon. After-hours US market data is 15 minutes delayed and may differ significantly from the actual tradable price at market open.

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