Hanover Insurance/$THG
13:30
15:10
16:45
18:25
20:00
1D1W1MYTD1Y5YMAX
About Hanover Insurance
The Hanover Insurance Group Inc is a holding company whose primary business is offering property and casualty insurance products and services. The company markets itself through independent agents and brokers in the United States while conducting business internationally through a wholly owned subsidiary, Chaucer Holdings Limited, domiciled in the United Kingdom. The company conducts business operations through four operating segments: Core Commercial, Specialty, Personal Lines, and Other. The company operates an investment portfolio that is exposed to fixed-income securities.
Ticker
$THG
Sector
Primary listing
NYSE
Employees
4,900
Headquarters
Website
THG Metrics
BasicAdvanced
$6.3B
11.51
$15.19
0.46
$3.55
2.06%
Price and volume
Market cap
$6.3B
Beta
0.46
52-week high
$182.64
52-week low
$142.48
Average daily volume
200K
Dividend rate
$3.55
Financial strength
Current ratio
0.352
Quick ratio
0.176
Long term debt to equity
10.814
Total debt to equity
24.394
Dividend payout ratio (TTM)
23.00%
Interest coverage (TTM)
21.53%
Profitability
EBITDA (TTM)
734.85
Gross margin (TTM)
22.29%
Net profit margin (TTM)
8.67%
Operating margin (TTM)
11.46%
Effective tax rate (TTM)
20.80%
Revenue per employee (TTM)
$1,310,000
Management effectiveness
Return on assets (TTM)
3.00%
Return on equity (TTM)
19.23%
Valuation
Price to earnings (TTM)
11.512
Price to revenue (TTM)
0.98
Price to book
1.95
Price to tangible book (TTM)
2.07
Price to free cash flow (TTM)
7.402
Free cash flow yield (TTM)
13.51%
Free cash flow per share (TTM)
23.632
Dividend yield (TTM)
2.03%
Forward dividend yield
2.06%
Growth
Revenue change (TTM)
4.47%
Earnings per share change (TTM)
102.68%
3-year revenue growth (CAGR)
6.68%
10-year revenue growth (CAGR)
2.22%
3-year earnings per share growth (CAGR)
19.10%
10-year earnings per share growth (CAGR)
7.88%
3-year dividend per share growth (CAGR)
6.37%
10-year dividend per share growth (CAGR)
8.30%
What the Analysts think about THG
Analyst ratings (Buy, Hold, Sell) for Hanover Insurance stock.
Bulls say / Bears say
THG’s Q2 2025 operating EPS of $4.35 exceeded the $3.12 forecast by 39.4%, setting a record for quarterly earnings and highlighting strong underwriting.
The company improved its Q2 combined ratio to 92.5%, a 6.7-point year-over-year improvement, reflecting better underwriting efficiency throughout all segments.
Net investment income increased 16.7% year-over-year to $105.5 million in Q2, driven by higher yields on the fixed-maturity portfolio and robust cash flows.
Catastrophe events added about 7 points to the Q2 combined ratio, as the ex-catastrophe combined ratio was 85.5%, highlighting THG’s ongoing exposure to weather-related earnings volatility.
THG’s Relative Strength Rating remains below the 80 benchmark at 75, showing the stock hasn't demonstrated sustained market leadership seen in top growth stocks.
Despite strong Q2 fundamentals, THG’s stock ended at $166.45, down 0.73% after the announcement, and stays in the middle of its 52-week range, signaling market uncertainty over the durability of its recent gains.
Data summarised monthly by Lightyear AI. Last updated on 3 Sept 2025.
THG Financial Performance
Revenues and expenses
THG Earnings Performance
Company profitability
THG News
AllArticlesVideos
Data displayed above is indicative only and its accuracy or completeness is not guaranteed. Actual execution price may vary. Past performance is not indicative of future results. Your return may be affected by currency fluctuations and applicable fees and charges. Capital at risk.
Real-time US market data is sourced from the IEX order book provided by Polygon. After-hours US market data is 15 minutes delayed and may differ significantly from the actual tradable price at market open.
Capital at risk
Upcoming events
Sept26
Hanover Insurance
DividendPayment
$0.90Per share
FAQs
What’s the current market cap for Hanover Insurance stock?
Hanover Insurance (THG) has a market cap of $6.3B as of September 18, 2025.
What is the P/E ratio for Hanover Insurance stock?
The price to earnings (P/E) ratio for Hanover Insurance (THG) stock is 11.51 as of September 18, 2025.
Does Hanover Insurance stock pay dividends?
Yes, the Hanover Insurance (THG) stock pays dividends to shareholders. As of September 18, 2025, the dividend rate is $3.55 and the yield is 2.06%. Hanover Insurance has a payout ratio of 23% on a trailing twelve-month basis.
When is the next Hanover Insurance dividend payment date?
The next Hanover Insurance (THG) dividend payment is scheduled for September 26, 2025.
What is the beta indicator for Hanover Insurance?
Hanover Insurance (THG) has a beta rating of 0.46. This means that it is less volatile than the market, on average. A beta of 1 would indicate the stock moves in-line with the market, while a beta of 0.5 would mean it moves half as much as the market.