United Bank/UBSI

$34.08

-0.06%
-
1D1W1MYTD1YMAX

About United Bank

United Bankshares, Inc. is a financial holding company. The Company's segments include community banking and mortgage banking. The community banking segment includes both commercial and consumer lending and provides customers with such products as commercial loans, real estate loans, business financing and consumer loans. In addition, this segment provides customers with several choices of deposit products including demand deposit accounts, savings accounts and certificates of deposit as well as investment and financial advisory services to businesses and individuals, including financial planning, retirement/estate planning, and investment management. The mortgage banking segment engages primarily in the origination and acquisition of residential mortgages for sale into the secondary market though United’s mortgage banking subsidiaries, George Mason and Crescent. The Company has one banking subsidiary doing business under the name of United Bank. It also owns nonbank subsidiaries.

Ticker

UBSI

Sector

Financials

Trading on

NASDAQ

Industry

Money Center Banks

CEO

Richard Adams

Employees

2,635

Headquarters

Charleston, United States

United Bank Metrics

BasicAdvanced
$4.7B
Market cap
13.32
P/E ratio
$2.63
EPS
1.03
Beta
$1.46
Dividend rate
4.23%
Dividend yield
$4.7B
1.029
$38.74
$25.35
485K
$1.46
5.804
10.125
55.69%
1.18%
7.54%
13.316
4.55
0.985
1.631
20.387
4%
4.17%
4.23%
27.71%
-10.58%
20.63%
4.14%
1.18%

What the Analysts think about United Bank

Analyst Ratings

Majority rating from 6 analysts.
Hold

Price Targets

Average projection from 6 analysts.
9.54% upside
High $41.00
Low $36.00
$34.08
Current price
$37.33
Average price target

United Bank Financial Performance

Income StatementBalance sheetCash Flow

Income Statement

Revenues and expenses
21.66% profit margin
QuarterlyAnnual
Q1 24
QoQ growth
Revenue
$401M
-0.4%
Net income
$87M
9.46%
Profit margin
21.66%
9.89%

United Bank Earnings Performance

Earnings per share (EPS)

Company profitability
Missed by 1.29%
QuarterlyAnnual
Q2 23
Q3 23
Q4 23
Q1 24
Q2 24
Actual
$0.68
$0.71
$0.59
$0.64
-
Expected
$0.66
$0.65
$0.66
$0.65
$0.64
Surprise
2.51%
9.23%
-9.92%
-1.29%
-
Data displayed above is indicative only and its accuracy or completeness is not guaranteed. Actual execution price may vary. Past performance is not indicative of future results. Your return may be affected by currency fluctuations and applicable fees and charges. Capital at risk.
Real time US market data is a consolidated feed of IEX, NYSE National, NYSE Chicago, Nasdaq BX and Nasdaq PSX order books provided by Polygon. Fundamental data, financials and analyst ratings are sourced from Refinitiv.

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FAQs

What’s the current market cap for United Bank stock?

United Bank (UBSI) has a market cap of $4.7B as of May 22, 2024.

What is the P/E ratio for United Bank stock?

The price to earnings (P/E) ratio for United Bank (UBSI) stock is 13.32 as of May 22, 2024.

Does United Bank stock pay dividends?

Yes, the United Bank (UBSI) stock pays dividends to shareholders. As of May 22, 2024, the dividend rate is $1.46 and the yield is 4.23%. United Bank has a payout ratio of 55.69% on a trailing twelve-month basis.

When is the next United Bank dividend payment date?

The next United Bank (UBSI) dividend payment is scheduled for July 01, 2024.

What is the beta indicator for United Bank?

United Bank (UBSI) has a beta rating of 1.03. This means that it is more volatile than the market, on average. A beta of 1 would indicate the stock moves in-line with the market, while a beta of 2 would indicate the stock moves twice as much as the market.

What is the United Bank stock price target?

The target price for United Bank (UBSI) stock is $37.33, which is 9.44% above the current price of $34.11. This is an average based on projections from 6 analysts, and represents their view of what the stock price could be in 12 or 18 months. This should not be seen as investment advice - Lightyear does not carry out investment research.

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