Upbound Group/$UPBD
1D1W1MYTD1Y5YMAX
Capital at risk
About Upbound Group
Upbound Group Inc is an omnichannel platform company committed to elevating financial opportunity for all through inclusive, and technology-driven financial solutions that address the evolving needs and aspirations of consumers. It has four operating segments; The Rent-A-Center Business segment operates lease-to-own stores, the Acima segment offers the lease-to-own transaction to consumers who do not qualify for financing from the traditional retailer, and also offers the lease-to-own transaction through virtual offering solutions, Mexico segment offers lease-to-own stores in Mexico. The The Brigit segment offers various financial health products and tools to help users improve their financial health. The company derives a majority of its revenue from the Acima segment.
- Ticker
- $UPBD
- Sector
- Consumer Discretionary
- Primary listing
- NASDAQ
- Employees
- 12,050
- Headquarters
- Plano, United States
- Website
- www.upbound.com
Upbound Group Metrics
BasicAdvanced
$1.1B
11.89
$1.55
1.78
$1.56
8.46%
Price and volume
Market cap
$1.1B
Beta
1.78
52-week high
$28.03
52-week low
$15.82
Average daily volume
982K
Dividend rate
$1.56
Financial strength
Current ratio
3.126
Quick ratio
0.441
Long term debt to equity
232.932
Total debt to equity
232.932
Dividend payout ratio (TTM)
100.05%
Interest coverage (TTM)
3.10%
Profitability
EBITDA (TTM)
495.403
Gross margin (TTM)
49.13%
Net profit margin (TTM)
1.90%
Operating margin (TTM)
7.50%
Effective tax rate (TTM)
30.65%
Revenue per employee (TTM)
$390,000
Management effectiveness
Return on assets (TTM)
6.82%
Return on equity (TTM)
12.73%
Valuation
Price to earnings (TTM)
11.895
Price to revenue (TTM)
0.223
Price to book
1.47
Price to tangible book (TTM)
4.38
Price to free cash flow (TTM)
2.971
Free cash flow yield (TTM)
33.66%
Free cash flow per share (TTM)
6.211
Dividend yield (TTM)
8.46%
Forward dividend yield
8.46%
Growth
Revenue change (TTM)
5.85%
Earnings per share change (TTM)
-13.99%
3-year revenue growth (CAGR)
5.77%
10-year revenue growth (CAGR)
4.11%
3-year earnings per share growth (CAGR)
283.15%
10-year earnings per share growth (CAGR)
-21.90%
3-year dividend per share growth (CAGR)
4.68%
10-year dividend per share growth (CAGR)
6.91%
What the Analysts think about Upbound Group
Analyst ratings (Buy, Hold, Sell) for Upbound Group stock.
Analyst projections of the future price of Upbound Group stock.
Bulls say / Bears say
Brigit segment recorded 37% year-over-year revenue growth to $71 million, driven by a ~30% increase in paying subscribers to 1.7 million and a 6.3% rise in ARPU, underscoring robust digital adoption. (Reuters)
Free cash flow swung to $84 million in Q2 from negative $10 million a year earlier, leading Upbound to raise its full-year free cash flow guidance and highlighting stronger cash generation. (Reuters)
Acima’s adjusted EBITDA margin improved by 117 basis points year-over-year to over 16%, with adjusted EBITDA rising to $98 million, reflecting enhanced profitability in the core lease-to-own segment. (Reuters)
Acima segment revenue declined 2.5% year-over-year to $604 million and GMV fell 11% as consumers pulled back and underwriting was tightened, indicating muted demand. (Reuters)
A cybersecurity incident in Q2 led to approximately $13 million in fraudulent lease-to-own contract losses in the Acima segment, highlighting operational risks. (Reuters)
Adjusted EBITDA decreased to $127 million in Q2 2026, year-over-year, due to elevated marketing expenses at Brigit and higher fixed costs at Rent-A-Center, pressuring profitability. (Reuters)
Data summarised monthly by Lightyear AI. Last updated on 20 Aug 2026.
Upbound Group Financial Performance
Revenues and expenses
Upbound Group Earnings Performance
Company profitability
Upcoming events
No upcoming events
Upbound Group News
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Funds containing Upbound Group
AllUSDGBPEUR
Fund name | Fund size | $UPBD weighting |
|---|---|---|
iShares S&P SmallCap 600$IDP6 | $3.2B | 0.06% |
iShares S&P Small Cap 600£ISP6 | £2.4B | 0.06% |
iShares MSCI USA Small Cap ESG Enhanced CTB€SXRG | €2.8B | 0.04% |
iShares MSCI USA Small Cap CTB Enhanced ESG£CUS1 | £2.4B | 0.04% |
SPDR Russell 2000 US Small Cap€R2US | €4.8B | 0.03% |
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