Upbound Group/$UPBD
1D1W1M3M6MYTD1Y5YMAX
Capital at risk
About Upbound Group
Upbound Group Inc is an omnichannel platform company committed to elevating financial opportunity for all through inclusive, and technology-driven financial solutions that address the evolving needs and aspirations of consumers. It has four operating segments; The Rent-A-Center Business segment operates lease-to-own stores, the Acima segment offers the lease-to-own transaction to consumers who do not qualify for financing from the traditional retailer, and also offers the lease-to-own transaction through virtual offering solutions, Mexico segment offers lease-to-own stores in Mexico. The The Brigit segment offers various financial health products and tools to help users improve their financial health. The company derives a majority of its revenue from the Acima segment.
- Ticker
- $UPBD
- Sector
- Consumer Discretionary
- Primary listing
- NASDAQ
- Employees
- 12,050
- Headquarters
- Plano, United States
- Website
- www.upbound.com
Upbound Group Metrics
BasicAdvanced
$1.4B
12.75
$1.90
1.78
$1.56
6.44%
Price and volume
Market cap
$1.4B
Beta
1.78
52-week high
$25.29
52-week low
$14.98
Average daily volume
1.3M
Dividend rate
$1.56
Financial strength
Current ratio
3.077
Quick ratio
0.469
Long term debt to equity
2.174
Total debt to equity
2.174
Dividend payout ratio (TTM)
82.28%
Interest coverage (TTM)
3.21%
Profitability
EBITDA (TTM)
479.255
Gross margin (TTM)
49.69%
Net profit margin (TTM)
2.36%
Operating margin (TTM)
7.15%
Effective tax rate (TTM)
29.11%
Revenue per employee (TTM)
$390,000
Management effectiveness
Return on assets (TTM)
6.75%
Return on equity (TTM)
15.50%
Valuation
Price to earnings (TTM)
12.754
Price to revenue (TTM)
0.296
Price to book
1.88
Price to tangible book (TTM)
-33.5
Price to free cash flow (TTM)
3.226
Free cash flow yield (TTM)
31.00%
Free cash flow per share (TTM)
7.513
Dividend yield (TTM)
6.44%
Forward dividend yield
6.44%
Growth
Revenue change (TTM)
3.23%
Earnings per share change (TTM)
30.98%
3-year revenue growth (CAGR)
6.03%
10-year revenue growth (CAGR)
4.40%
3-year earnings per share growth (CAGR)
128.28%
10-year earnings per share growth (CAGR)
-20.16%
3-year dividend per share growth (CAGR)
4.68%
10-year dividend per share growth (CAGR)
9.32%
What the Analysts think about Upbound Group
Analyst ratings (Buy, Hold, Sell) for Upbound Group stock.
Analyst projections of the future price of Upbound Group stock.
Bulls say / Bears say
Brigit is emerging as a sizeable growth engine: third-quarter revenue rose 37% and paying users rose 27%, while management expects the broader Experian partnership rollout to support growth in 2027. (Upbound Group)
Acima’s tighter underwriting is improving earnings quality despite lower sales: its charge-off rate fell to 8.7% and adjusted EBITDA margin widened to 14.7% in the third quarter. (Upbound Group)
Cash generation is strengthening the balance sheet and supporting shareholder returns: third-quarter free cash flow more than doubled, net leverage fell to 2.4 times, and the company raised the midpoint of its full-year adjusted EPS outlook. (Upbound Group)
Acima, the largest revenue segment, is shrinking: third-quarter revenue fell 6.5% and gross merchandise volume fell 11% year on year, reflecting weaker demand and stricter approvals. (Upbound Group)
Regulatory exposure remains a concern: Acima agreed to provide $4 million in relief and penalties in a Washington, DC case over alleged misleading advertising, undisclosed mark-ups and lease terms, and a wider state investigation is also being resolved. (Office of the Attorney General for the District of Columbia, Yahoo Finance)
Fraud and cyber risks could create further costs: Upbound reported about $13.3 million in Acima fraudulent-contract losses linked to unauthorised access to customer information, and said its investigation was ongoing. (U.S. Securities and Exchange Commission)
Data summarised monthly by Lightyear AI. Last updated on 2 Nov 2026.
Upbound Group Financial Performance
Revenues and expenses
Upbound Group Earnings Performance
Company profitability
Upcoming events
No upcoming events
Upbound Group News
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Funds containing Upbound Group
Fund name | Fund size | $UPBD weighting |
|---|---|---|
iShares S&P Small Cap 600£ISP6 | $3.2B | 0.08% |
iShares S&P SmallCap 600$IDP6 | $3.2B | 0.08% |
SPDR MSCI USA Small Cap Value Weighted$USSC | $1.1B | 0.07% |
iShares MSCI USA Small Cap CTB Enhanced ESG£CUS1 | $3.2B | 0.05% |
iShares MSCI USA Small Cap ESG Enhanced CTB€SXRG | $3.2B | 0.05% |
Data displayed above is indicative only and its accuracy or completeness is not guaranteed. Actual execution price may vary. Past performance is not indicative of future results. Your return may be affected by currency fluctuations and applicable fees and charges. Capital at risk.
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