Upstart/UPST

$23.66

1.46%
-
1D1W1MYTD1YMAX

About Upstart

Upstart Holdings, Inc. is an artificial intelligence (AI) lending marketplace. The Company’s platform includes personal loans, automotive retail and refinance loans, home equity lines of credit (HELOCs), and small dollar loans. It applies artificial intelligence models and cloud applications to the process of underwriting consumer credit. Its AI marketplace connects consumers with its lending partner. Consumers can access Upstart-powered loans via Upstart.com, through a lender-branded product on its lending partners’ own websites, and through auto dealerships that use its Upstart Auto Retail software. Its platform enables lenders provide a product their customers want, rather than letting customers seek loans from competitors. Its cloud-based software platform incorporates technologies and software development approaches to allow for development of new features, such as cloud-native technologies, data integrity and security, and configurable multi-tenant architecture.

Ticker

UPST

Sector

Financials

Trading on

NASDAQ

Industry

Consumer Financial Services

CEO

Dave Girouard

Employees

1,388

Headquarters

San mateo, United States

Website

-

Upstart Metrics

BasicAdvanced
$2.1B
Market cap
-
P/E ratio
-$2.05
EPS
1.98
Beta
-
Dividend rate
$2.1B
1.9781
$72.58
$19.84
4.8M
164.047
164.047
-9.36%
-28.3%
-10.71%
3.837
3.369
3.858
-15.24%
37.79%
30.06%

What the Analysts think about Upstart

Analyst Ratings

Majority rating from 15 analysts.
Sell

Price Targets

Average projection from 13 analysts.
19.48% downside
High $30.00
Low $8.00
$23.66
Current price
$19.05
Average price target

Upstart Financial Performance

Income StatementBalance sheetCash Flow

Income Statement

Revenues and expenses
-50.5% profit margin
QuarterlyAnnual
Q1 24
QoQ growth
Revenue
$128M
-8.98%
Net income
-$65M
52.48%
Profit margin
-50.5%
67.55%

Upstart Earnings Performance

Earnings per share (EPS)

Company profitability
Beat by 19.67%
QuarterlyAnnual
Q2 23
Q3 23
Q4 23
Q1 24
Q2 24
Actual
$0.06
-$0.05
-$0.11
-$0.31
-
Expected
-$0.07
-$0.02
-$0.14
-$0.39
-$0.39
Surprise
-187.81%
206.75%
-22.22%
-19.67%
-
Data displayed above is indicative only and its accuracy or completeness is not guaranteed. Actual execution price may vary. Past performance is not indicative of future results. Your return may be affected by currency fluctuations and applicable fees and charges. Capital at risk.
Real time US market data is a consolidated feed of IEX, NYSE National, NYSE Chicago, Nasdaq BX and Nasdaq PSX order books provided by Polygon. Fundamental data, financials and analyst ratings are sourced from Refinitiv.

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FAQs

What’s the current market cap for Upstart stock?

Upstart (UPST) has a market cap of $2.1B as of May 30, 2024.

What is the P/E ratio for Upstart stock?

The price to earnings (P/E) ratio for Upstart (UPST) stock is 0 as of May 30, 2024.

Does Upstart stock pay dividends?

No, Upstart (UPST) stock does not pay dividends to its shareholders as of May 30, 2024.

When is the next Upstart dividend payment date?

Upstart (UPST) stock does not pay dividends to its shareholders.

What is the beta indicator for Upstart?

Upstart (UPST) has a beta rating of 1.98. This means that it is more volatile than the market, on average. A beta of 1 would indicate the stock moves in-line with the market, while a beta of 2 would indicate the stock moves twice as much as the market.

What is the Upstart stock price target?

The target price for Upstart (UPST) stock is $19.05, which is 19.48% below the current price of $23.66. This is an average based on projections from 13 analysts, and represents their view of what the stock price could be in 12 or 18 months. This should not be seen as investment advice - Lightyear does not carry out investment research.

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