Valley National Bancorp/$VLY
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Capital at risk
About Valley National Bancorp
Valley National Bancorp is a bank holding company that offers a full suite of national and regional banking solutions through various commercial, private banking, retail, insurance, and wealth management financial services products. It provides personalized service and customized solutions to assist its customers with their financial service needs. The group also offers niche financial services, including loan and deposit products for homeowners associations, cannabis-related business banking, and venture banking, which offers nationally. It manages its business operations under operating segments consisting of Consumer Banking; Commercial Banking; and Treasury and Corporate Other. The group generates the majority of its revenue from the Commercial Banking Segment.
- Ticker
- $VLY
- Sector
- Finance
- Primary listing
- NASDAQ
- Employees
- 3,675
- Headquarters
- Morristown, United States
- Website
- www.valley.com
VLY Metrics
BasicAdvanced
$7.6B
11.69
$1.18
1.06
$0.44
3.19%
Price and volume
Market cap
$7.6B
Beta
1.06
52-week high
$15.20
52-week low
$9.64
Average daily volume
5.9M
Dividend rate
$0.44
Financial strength
Dividend payout ratio (TTM)
39.98%
Profitability
Net profit margin (TTM)
34.54%
Operating margin (TTM)
46.84%
Effective tax rate (TTM)
19.47%
Revenue per employee (TTM)
$550,000
Management effectiveness
Return on assets (TTM)
1.08%
Return on equity (TTM)
8.95%
Valuation
Price to earnings (TTM)
11.694
Price to revenue (TTM)
3.828
Price to book
1.01
Price to tangible book (TTM)
1.36
Price to free cash flow (TTM)
14.095
Free cash flow yield (TTM)
7.09%
Free cash flow per share (TTM)
0.979
Dividend yield (TTM)
3.19%
Forward dividend yield
3.19%
Growth
Revenue change (TTM)
25.25%
Earnings per share change (TTM)
51.34%
3-year revenue growth (CAGR)
0.92%
3-year earnings per share growth (CAGR)
-1.35%
10-year earnings per share growth (CAGR)
10.48%
What the Analysts think about VLY
Analyst ratings (Buy, Hold, Sell) for Valley National Bancorp stock.
Analyst projections of the future price of Valley National Bancorp stock.
Bulls say / Bears say
Q2 2026 earnings showed improving profitability: net income rose to $170.9 million, or $0.29 per diluted share, from $133.2 million, or $0.22, a year earlier; net interest income increased 12.6% year over year and net interest margin expanded to 3.20%. (Valley National Bancorp)
Valley continued to generate strong organic balance-sheet growth: loans increased 12.9% annualized in Q2 to $52.5 billion, deposits rose to $54.1 billion, and non-interest-bearing deposits grew by $298.6 million as commercial relationships expanded. (Valley National Bancorp)
The proposed Providence Financial acquisition could broaden Valley’s Chicago franchise and improve earnings power: Providence contributes approximately $1.3 billion of deposits and $1.1 billion of loans, while Valley expects the transaction to be roughly 2% accretive to earnings with less than 1% tangible-book-value dilution and a sub-three-year earnback. (Valley National Bancorp)
Credit metrics deteriorated in Q2 2026: non-accrual loans rose to $462.6 million, or 0.88% of loans, from 0.85% in Q1; accruing past-due loans also increased, while net charge-offs rose sequentially. (Valley National Bancorp)
Funding costs remain a pressure point: Valley issued $500 million of subordinated notes at a 6.219% fixed-to-floating rate, while the cost of average interest-bearing liabilities increased and deposit growth relied heavily on higher-cost time deposits. (Valley National Bancorp)
The Providence acquisition carries execution and dilution risks: it requires regulatory and shareholder approvals, uses both cash and newly issued Valley shares, and management disclosed potential integration, timing, business-disruption and tangible-book-value dilution risks. (Valley National Bancorp)
Data summarised monthly by Lightyear AI. Last updated on 8 Sept 2026.
VLY Financial Performance
Revenues and expenses
VLY Earnings Performance
Company profitability
Upcoming events
VLY News
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Funds containing VLY
AllEURGBPUSD
Fund name | Fund size | $VLY weighting |
|---|---|---|
iShares S&P US Banks€IUS2 | €1B | 1.04% |
iShares Dow Jones U.S. Select Dividend€EXX5 | €412M | 0.62% |
iShares MSCI USA Small Cap ESG Enhanced CTB€SXRG | €2.8B | 0.22% |
iShares MSCI USA Small Cap CTB Enhanced ESG£CUS1 | £2.4B | 0.22% |
SPDR Russell 2000 US Small Cap€R2US | €4.8B | 0.22% |
Data displayed above is indicative only and its accuracy or completeness is not guaranteed. Actual execution price may vary. Past performance is not indicative of future results. Your return may be affected by currency fluctuations and applicable fees and charges. Capital at risk.
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