Washington Federal/$WAFD
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About Washington Federal
WaFd Inc is engaged in providing lending, depository, insurance, and other banking services to consumers, mid-sized to large businesses, and owners and developers of commercial real estate. Through the WaFd Bank, it is involved in accepting deposits from the general public and investing these funds in loans of various types, including first-lien mortgages on single-family dwellings, construction loans, land acquisition and development loans among others. The Bank also invests in certain United States government and agency obligations along with other investments and also performs insurance brokerage activities. Geographically, it operates in Washington, Oregon, Idaho, Arizona, Utah, Nevada, New Mexico, California and Texas.
Ticker
$WAFD
Sector
Primary listing
Industry
Banks
Headquarters
Employees
2,208
ISIN
US9388241096
Website
WAFD Metrics
BasicAdvanced
$2.4B
11.28
$2.64
0.83
$1.06
3.63%
Price and volume
Market cap
$2.4B
Beta
0.83
52-week high
$37.60
52-week low
$23.75
Average daily volume
504K
Dividend rate
$1.06
Financial strength
Dividend payout ratio (TTM)
43.17%
Profitability
Net profit margin (TTM)
31.41%
Operating margin (TTM)
45.16%
Effective tax rate (TTM)
22.47%
Revenue per employee (TTM)
$330,000
Management effectiveness
Return on assets (TTM)
0.79%
Return on equity (TTM)
7.70%
Valuation
Price to earnings (TTM)
11.279
Price to revenue (TTM)
3.31
Price to book
0.88
Price to tangible book (TTM)
1.05
Price to free cash flow (TTM)
9.956
Free cash flow yield (TTM)
10.04%
Free cash flow per share (TTM)
298.71%
Dividend yield (TTM)
3.56%
Forward dividend yield
3.63%
Growth
Revenue change (TTM)
12.73%
Earnings per share change (TTM)
1.50%
3-year revenue growth (CAGR)
6.82%
3-year earnings per share growth (CAGR)
-1.25%
10-year earnings per share growth (CAGR)
5.19%
3-year dividend per share growth (CAGR)
4.09%
10-year dividend per share growth (CAGR)
7.38%
What the Analysts think about WAFD
Analyst ratings (Buy, Hold, Sell) for Washington Federal stock.
Bulls say / Bears say
WaFd Bank reported a 10% increase in annual earnings per share for 2023, demonstrating strong financial performance despite challenges like net interest margin contraction and higher provisions for credit losses. (wafd.com)
The bank has consistently increased its quarterly cash dividend, reaching 27 cents per share in March 2025, reflecting confidence in its financial stability and commitment to shareholder returns. (stocktitan.net)
WaFd Bank's strategic shift to exit the single-family mortgage lending market by June 2025 is expected to result in annual savings of $17 million, allowing the bank to focus on more profitable business banking and commercial real estate lending sectors. (stocktitan.net)
In Q1 FY2025, WaFd Bank reported a 23% decrease in earnings compared to the previous quarter, with diluted EPS dropping to $0.54, indicating potential challenges in maintaining profitability. (stocktitan.net)
The bank's net interest margin contracted to 2.39% in Q1 FY2025 from 2.62% in the previous quarter, suggesting pressure on interest income and potential challenges in sustaining net interest income growth. (stocktitan.net)
WaFd Bank's decision to exit the single-family mortgage lending market by June 2025 will result in an 8% workforce reduction, which could lead to operational challenges and potential impacts on employee morale. (stocktitan.net)
Data summarised monthly by Lightyear AI. Last updated on 12 Jul 2025.
WAFD Financial Performance
Revenues and expenses
WAFD Earnings Performance
Company profitability
WAFD News
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Data displayed above is indicative only and its accuracy or completeness is not guaranteed. Actual execution price may vary. Past performance is not indicative of future results. Your return may be affected by currency fluctuations and applicable fees and charges. Capital at risk.
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FAQs
What’s the current market cap for Washington Federal stock?
Washington Federal (WAFD) has a market cap of $2.4B as of July 18, 2025.
What is the P/E ratio for Washington Federal stock?
The price to earnings (P/E) ratio for Washington Federal (WAFD) stock is 11.28 as of July 18, 2025.
Does Washington Federal stock pay dividends?
Yes, the Washington Federal (WAFD) stock pays dividends to shareholders. As of July 18, 2025, the dividend rate is $1.06 and the yield is 3.63%. Washington Federal has a payout ratio of 43.17% on a trailing twelve-month basis.
When is the next Washington Federal dividend payment date?
The next Washington Federal (WAFD) dividend payment date is unconfirmed.
What is the beta indicator for Washington Federal?
Washington Federal (WAFD) has a beta rating of 0.83. This means that it is less volatile than the market, on average. A beta of 1 would indicate the stock moves in-line with the market, while a beta of 0.5 would mean it moves half as much as the market.