WaFd/$WAFD
1D1W1M3M6MYTD1Y5YMAX
Capital at risk
About WaFd
WaFd Inc is engaged in providing lending, depository, insurance, and other banking services to consumers, mid-sized to large businesses, and owners and developers of commercial real estate. Through the WaFd Bank, it is involved in accepting deposits from the general public and investing these funds in loans of various types, including first-lien mortgages on single-family dwellings, construction loans, land acquisition and development loans among others. The Bank also invests in certain United States government and agency obligations along with other investments and also performs insurance brokerage activities. Geographically, it operates in Washington, Oregon, Idaho, Arizona, Utah, Nevada, New Mexico, California and Texas.
- Ticker
- $WAFD
- Sector
- Finance
- Primary listing
- NASDAQ
- Employees
- 1,979
- Headquarters
- Seattle, United States
- Website
- www.wafdbank.com
WaFd Metrics
BasicAdvanced
$2.3B
9.72
$3.17
0.83
$1.08
3.51%
Price and volume
Market cap
$2.3B
Beta
0.83
52-week high
$39.49
52-week low
$26.31
Average daily volume
1.2M
Dividend rate
$1.08
Financial strength
Dividend payout ratio (TTM)
37.30%
Profitability
Net profit margin (TTM)
33.70%
Operating margin (TTM)
45.80%
Effective tax rate (TTM)
21.83%
Revenue per employee (TTM)
$380,000
Management effectiveness
Return on assets (TTM)
0.94%
Return on equity (TTM)
8.50%
Valuation
Price to earnings (TTM)
9.719
Price to revenue (TTM)
3.084
Price to book
0.84
Price to tangible book (TTM)
1
Price to free cash flow (TTM)
11.055
Free cash flow yield (TTM)
9.05%
Free cash flow per share (TTM)
2.786
Dividend yield (TTM)
3.51%
Forward dividend yield
3.51%
Growth
Revenue change (TTM)
5.54%
Earnings per share change (TTM)
20.98%
3-year revenue growth (CAGR)
1.12%
3-year earnings per share growth (CAGR)
-8.00%
10-year earnings per share growth (CAGR)
6.11%
3-year dividend per share growth (CAGR)
-18.57%
10-year dividend per share growth (CAGR)
6.88%
What the Analysts think about WaFd
Analyst ratings (Buy, Hold, Sell) for WaFd stock.
Analyst projections of the future price of WaFd stock.
Bulls say / Bears say
Recent results show better earnings momentum: fiscal Q3 EPS rose 15% year on year, while the active loan portfolio grew at a 10.4% annualised rate. Net interest margin held at 2.81% and the efficiency ratio improved to 53.7%. (Business Wire, Last10K)
WaFd reported $5.7 billion of cash and securities, equal to 21% of assets, and a 11.36% CET1 capital ratio at June 2026. That liquidity and capital buffer gives the bank capacity to absorb stress while it pursues growth. (StockTitan)
Credit costs and warning signs rose in Q3: the provision for credit losses reached $11 million, versus $2 million a year earlier, and criticised loans increased to 4.9% of net loans from 4.2% in the previous quarter. A $54 million C&I relationship was placed on non-accrual and downgraded to doubtful. (Morningstar, Investing.com)
Deposits fell to $20.9 billion from $21.4 billion at September 2025, while borrowings rose to $3.3 billion from $1.8 billion and their average cost increased to 3.08% from 2.50%. That shift towards more expensive wholesale funding could constrain margins if deposit outflows persist. (Morningstar)
The EverBank deal carries a tangible-book-value cost before its projected benefits arrive: WaFd expects dilution, with payback in under two years, and its projected EPS uplift assumes expected cost savings. Slower integration or savings would delay the benefit to shareholders. (WaFd)
Data summarised monthly by Lightyear AI. Last updated on 5 Oct 2026.
WaFd Financial Performance
Revenues and expenses
WaFd Earnings Performance
Company profitability
Upcoming events
No upcoming events
WaFd News
AllArticlesVideos
Funds containing WaFd
AllUSDGBPEUR
Fund name | Fund size | $WAFD weighting |
|---|---|---|
iShares S&P SmallCap 600$IDP6 | $3.2B | 0.13% |
iShares S&P Small Cap 600£ISP6 | £2.4B | 0.13% |
SPDR Russell 2000 US Small Cap€R2US | €4.8B | 0.07% |
SPDR Russell 2000 US Small Cap£R2SC | £4.1B | 0.07% |
iShares MSCI USA Small Cap ESG Enhanced CTB€SXRG | €2.8B | 0.07% |
Data displayed above is indicative only and its accuracy or completeness is not guaranteed. Actual execution price may vary. Past performance is not indicative of future results. Your return may be affected by currency fluctuations and applicable fees and charges. Capital at risk.
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