Wise/£WISE

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About Wise

Wise is a global technology company specializing in financial services, primarily facilitating international money transfers for individuals and businesses. Founded in 2011 by Taavet Hinrikus and Kristo Käärmann, Wise offers a platform that allows users to send money across borders with transparent pricing and competitive exchange rates. The company is headquartered in London, United Kingdom, and operates in multiple countries, enabling transfers in numerous currencies. Wise's strategic advantage lies in its use of a peer-to-peer system, which reduces reliance on traditional banking networks and lowers costs. This approach has resonated with customers seeking efficient and cost-effective alternatives to conventional money transfer services.

Ticker

£WISE
Sector

Primary listing

LSE

Employees

6,500

Wise Metrics

BasicAdvanced
£9.2B
24.77
£0.37
0.61
-

What the Analysts think about Wise

Analyst ratings (Buy, Hold, Sell) for Wise stock.

Bulls say / Bears say

Shareholders approved moving Wise’s main listing to a U.S. exchange, a change set to boost liquidity, widen the investor base, and improve access to more growth-focused capital (Reuters).
A new partnership with UniCredit SpA gives Wise broader access to European banking infrastructure and strengthens its cross-border payment network and service offering (FT).
In the first half of FY26, active customers rose 18% to 13.4 million, cross-border volume climbed 24% to £84.9 billion, underlying income was up 13% at £749.5 million, and the PBT margin touched 16.3%, the high end of guidance (Shares Magazine).
FX volatility in Q2 cut the sterling value of U.S. revenues, resulting in underlying income of £362 million—below the £372 million analysts had expected—which led to a drop of over 10% in the share price in a single session (FT).
Administrative expenses jumped 27% to £465.9 million in H1 FY26, causing pre-tax profit to fall 13% year-on-year to £254.6 million and putting pressure on margins despite higher revenues (Finance Magnates).
GAAP profit for the first half of FY26 slipped to £187.2 million from £217.3 million a year ago, meaning net profitability was down 13.8% even as revenue rose 11.2% to £658 million (RTTNews).
Data summarised monthly by Lightyear AI. Last updated on 7 Nov 2025.

Wise Financial Performance

Revenues and expenses
QuarterlyAnnual
Q3 24
QoQ growth
Revenue
$37B
-39.75%
Net income
$45B
107.52%
Profit margin
37.65%
6.78%

Wise Earnings Performance

Company profitability
QuarterlyAnnual
Q4 23
Q1 24
Q2 24
Q3 24
Q4 24
Actual
$3.69
$2.85
$2.45
$2.42
-
Expected
$3.55
$2.61
$2.05
$2.31
$3.94
Surprise
3.94%
9.20%
19.51%
4.63%
-
Data displayed above is indicative only and its accuracy or completeness is not guaranteed. Actual execution price may vary. Past performance is not indicative of future results. Your return may be affected by currency fluctuations and applicable fees and charges. Capital at risk.
Market data provided by CBOE Europe and Deutsche Börse.

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