Ready-made Plans.
Investing made simple.



Moderate Mix
Exposure to 4,000+ global stocks and bonds, actively managed to a moderate risk profile.
48%
Stocks
38%
Bonds
+3.05%
5 year avg. annual return
Growth Group
Exposure to 4,000+ global stocks and bonds, actively managed to a growth risk profile.
84%
Stocks
10%
Bonds
+5.43%
5 year avg. annual return
All-World Wonder
Exposure to 3,700+ stocks in 45+ countries, passively managed to the FTSE All-World index.
100%
Stocks
0%
Bonds
+9.45%
5 year avg. annual return
Figures shown relate to past performance and aren’t a guide to future returns. The 5-year average annual returns are calculated on a rolling monthly basis using the net asset value (NAV) of each ETF. Performance is shown after deduction of ongoing fund manager charges. Where a fund's base currency differs from the share class currency, returns may be affected by currency movements. Source: BlackRock, Vanguard.
Save time on research

Choose a plan that fits you
Our ready-made plans are built for people who want to invest without the hassle, catered for every goal and risk appetite.
Simply choose your risk level, enable auto-investing and let your portfolio run in the background.



Let the experts handle the rest

Regulated in the UK by the FCA
Regulated in the EU by EFSA
What are the fees?
How do I create a Ready-made plan?
It only takes a few taps! Head to the Portfolio page on Lightyear and tap 'Create a Plan'. From there, choose Ready-made Plans, pick the risk level that suits you, and you're set.
You can also set up auto-invest, allowing you to sit back and relax, while your portfolio grows in the background.
What account types are Ready-made Plans supported in?
What do Ready-made Plans invest in?
What should I take into account when choosing a Ready-made plan to invest in?
The main thing to consider is your risk appetite and goals. Moderate Mix is designed for those who want steadier, more conservative exposure. Growth suits those comfortable with more market movement. All-World gives you exposure to a stocks-only Plan.
Whichever you choose, be sure to look through the Plan details on Lightyear to make an informed decision. Lightyear doesn't offer investment advice.