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Banco Bilbao Vizcaya Argentaria SA (BBVA) is a multinational Spanish banking group founded in 1857. Operating in the financial services sector, BBVA provides a wide array of services including retail banking, wholesale banking, asset management, and more. It is renowned for its significant global presence, offering financial services across Europe, North America, South America, and Asia.

Visa is the largest payment processor in the world. In fiscal 2025, it processed almost $17 trillion in total volume. Visa operates in over 200 countries and processes transactions in over 160 currencies. Its systems are capable of processing over 65,000 transactions per second.