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Svenska Handelsbanken AB is a prominent financial institution in Sweden, primarily offering banking services, including personal and corporate banking, investment banking, and asset management. Founded in 1871, the company is headquartered in Stockholm, Sweden, and operates a network of branches across several countries, including the Nordic region, the UK, and the Netherlands. Svenska Handelsbanken is known for its decentralized business model and strong emphasis on local branch operations, which allows for personalized customer service and tailored financial solutions. The bank's strategic positioning focuses on cost efficiency and maintaining a solid capital base, contributing to its financial stability and customer trust.

Visa is the largest payment processor in the world. In fiscal 2025, it processed almost $17 trillion in total volume. Visa operates in over 200 countries and processes transactions in over 160 currencies. Its systems are capable of processing over 65,000 transactions per second.