The moment you open an investing app, you're met with thousands of stocks, funds, charts, and analytics. Allocations to figure out. Portfolios to rebalance. It's a lot.
For some people, that’s great. But for many, it's exactly what keeps them from growing their wealth.
Investing, without the heavy lifting
Ready-made Plans offer three risk-based Plans, each around funds managed by experts from BlackRock and Vanguard:
- Moderate Mix - actively managed fund, investing into a mix of stocks and bonds
- Growth Group - actively managed fund, investing into stocks and bonds, with a higher concentration of equities
- All-World Wonder - broad exposure into stocks worldwide through a passively managed fund
Each Plan invests directly into a fund managed by BlackRock or Vanguard. Just choose the Plan that fits your goals, set up auto-invest, and let experts do the heavy lifting. Your portfolio runs in the background, you get on with your everyday life.
Why Ready-made Plans?
Investing doesn't have to be complicated, expensive, or time-consuming. Ready-made Plans are here to prove that.
For the investor who doesn't want to manage it all
Many experienced investors simply want their money working for them in a structured way, without being actively involved in every move. Traditionally, that kind of hands-off investing comes in the form of private banking and wealth management, which apply sky-high fees and entry minimums.
For the investor who hasn't started yet
65% of Europeans have long-term financial goals, but only 15% actively pursue them. And often the gap isn't motivation or awareness, but rather the paralysis that sets in when you're faced with too many options and not enough confidence to choose between them. Ready-made Plans are designed to get you over that line. Instead of navigating thousands of options, you answer one question: how much risk are you comfortable with?