Simple, fair and transparent pricing
You pay us for
these 4 things
Yep, that’s it.
Uses the live interbank exchange rate
min $0.10 · per order
per order
per order
We’ll give you
these for free
You’ll often pay for these elsewhere.
No execution or custody fees. Fund manager fees still apply.
We don’t charge you for leaving your money to grow.
No more double conversion fees on each trade. Hold GBP, USD and EUR.
Easily move foreign currency into your multi-currency account.
Transferring funds from a local bank account
Transferring funds to a local bank account
Pay less tax on any dividends earned from US shares.
BlackRock’s management fee of 0.1% still applies
Other fees
Most customers don’t pay for these.
Investing as a business
1 year
Quick deposits with debit card, Apple Pay or Google Pay
Your first 500€ is free
Fixed fee per payment
per order
Taken from monthly distributions
annually
 |  |  | ||
|---|---|---|---|---|
Currency conversion (FX) | 0.35% | ~1% | ~1% | 0.2% €2 min |
Monthly fee | Free | Free Up to 100,000€, 0.01% above | Free Up to 100,000€, 0.008% above | Free |
ETFs - per order | Free | 0.14% €5 min | 0.14% €9.90 min | From 0.05% €1.25 min |
US stocks - per order | $1 max | 0.14% €5 min | 0.14% €9.90 min | $0.0035/share $0.35 min |
Baltic stocks - per order | 3 free / month 1€ after | 100 free/month | Free | min €1.25 0.05% of trade value |
EU stocks - per order | 1€ | 0.14% €5 min | 0.14% €9.90 min | 0.05% €1.25 min |
UK stocks - per order | £1 | 0.14% €5 min | 0.14% €9.90 min | 0.05% per trade £1 min |
Pricing comparison of other providers as of 26th June 2025.
Total costs are calculated based on a sample portfolio: if an investor buys one ETF, one US stock, and one Baltic stock each month, their annual service fees are as follows: Lightyear €12, LHV €120, Swedbank €237.60, and SEB €120. The calculations only take into account service fees – currency exchange, monthly fees, or other possible costs are not included. The calculation is based on data available on the service providers' websites. For the latest information, please visit their websites.
LHV: Information displayed corresponds to internet bank or mobile app fess in a standard account. Estonian (OMX Tallinn), Latvian (OMX Riga) and Lithuanian (OMX Vilnius) shares are free of charge. With LHV client service an additional 25€ will need to be added to the transaction fee for shares trading. The monthly fee is free of charge for under 26 years old. Price of ETFs refers to LHV funds charge.
Swedbank: Information displayed corresponds to internet bank fees in a Securities Account. Estonian (OMX Tallinn), Latvian (OMX Riga) and Lithuanian (OMX Vilnius) shares are free of charge.
Interactive Brokers: The Interactive Brokers' "fee waived" no transaction fee (NTF) program offers over 90 exchange-traded funds (ETFs) which reimburse IBKR Pro clients for commissions paid on ETF shares held for at least 30 days. IBKR Lite clients always pay $0 commissions on ETFs. Baltic stocks trades are charged at 0.05% of trade value when monthly trade value is less than €50,000,000.