Transfer yourportfolio
Investing shouldn’t cost you an arm and a leg - but if you’re investing through your bank, there’s a high chance that it will. Good thing it’s super easy to move your holdings to Lightyear.
Regulated by Finantsinspektsioon
Handled by our Estonia-based teamWhy transfer to Lightyear?
It's quick, easy, and we don't charge for transfers.
No need to sell
You only need to fill out a transfer form with your current broker and let us know — no need to sell your holdings!
Free of charge
From our side, transferring your portfolio over is free. Your current provider might charge here, though.
Tax efficient
Instruments transferred between two investment accounts stay in the tax-efficient system.
What’s the process?
It’s never been easier to ditch the painful UX and sky-high fees.
It's easier than you'd think
Initiate the transfer
First, you’ll need to start the transfer in ‘Transfer your Portfolio’ section of the Lightyear app.
The minimum transfer size is $1000 total for all instruments you’re transferring.
Fill out a transfer form
Sit back and relax
Something for every investor
Invest and save
You can transfer instruments from your other Investeerimiskonto or business account
Now available as fractionals
A universe of assets, made simple
From stocks to funds, bonds and more, explore a vast universe of investment options, all in one place. And now with fractionals, you don't need to buy a whole share. Just pick the amount you want to invest, and you're in. Subject to availability.
4 000+ US stocks across the NYSE and Nasdaq.
Explore US stocksThe world’s largest stocks
Invest in leading European companies, headquartered in more than 20 countries.
Explore European stocksAllez!
Invest in UK stocks trading on the London Stock Exchange.
Explore UK stocksBiggest companies in Britain
Diverse ETFs from some of the world’s largest fund managers.
Explore ETFsTime to level up
Money Market Funds are low risk, highly liquid and AAA-rated investments that pay interest.
Limitations apply, funds may not be available in your country
Invest in stocks from Estonian, Latvian and Lithuanian markets.
See all Baltic stocksInvest in bonds from Estonian, Latvian and Lithuanian markets.
See all Baltic bonds12 top-traded coins, in EUR and USD
Explore cryptoAs seen in
Safe & trusted
Keeping your money safe
Trusting us with your investments is something we don’t take for granted.
EU investor protection up to €20,000
We’re authorised and regulated by the Estonian Financial Supervision Authority (4.1-1/31 and 4.1-1/147) and authorised to operate across the European Union. Your assets are covered up to the amount €20,000 by the Estonian Investor Protection Sectoral Fund. Crypto-assets are not covered by any investor compensation scheme in the EU.
SIPC protection for US securities up to $500,000
Your US securities are held with our partner Alpaca, who is FINRA regulated and a registered member of the Securities Investor Protection Corporation (SIPC). Learn more about SIPC.
Frequently asked
Questions a curious investor might ask