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mBank S.A. is a Polish banking institution headquartered in Warsaw, Poland. It operates in the financial services industry, offering a range of products including retail banking, corporate banking, and investment services. Originally established in 1986 under the name BRE Bank, it rebranded to mBank in 2013 to unify its online and traditional banking offerings under one brand. The company has a significant presence in both the Polish and European markets, with operations extending to the Czech Republic and Slovakia. mBank is known for its strong online banking platform and digital innovation, catering to both individual and business clients.

Visa is the largest payment processor in the world. In fiscal 2025, it processed almost $17 trillion in total volume. Visa operates in over 200 countries and processes transactions in over 160 currencies. Its systems are capable of processing over 65,000 transactions per second.