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Funding Circle Holdings is a British financial technology company that operates an online lending platform for small and medium-sized enterprises (SMEs). It connects SMEs seeking business loans with investors willing to provide funding. The company focuses on providing a streamlined borrowing process, leveraging technology to improve the speed and efficiency of securing loans. Founded in 2010, Funding Circle is headquartered in London, United Kingdom, and operates primarily in markets such as the UK, US, Germany, and the Netherlands. Its strategic advantage lies in its data-driven approach to credit assessment and its ability to offer competitive loan terms compared to traditional banking institutions.

Visa is the largest payment processor in the world. In fiscal 2025, it processed almost $17 trillion in total volume. Visa operates in over 200 countries and processes transactions in over 160 currencies. Its systems are capable of processing over 65,000 transactions per second.