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HAL Trust is an international investment company with a diversified portfolio, primarily focused on acquiring significant equity stakes in both publicly traded and private companies across various industries. Headquartered in the Netherlands, HAL Trust manages investments through subsidiaries involved in optical retail, technology, media, and other sectors. Its most notable businesses include GrandVision, a global optical retailer, and unlisted companies in fields such as audio-visual communications and healthcare. HAL Trust has a strategic focus on long-term value creation, utilizing a decentralized management model to leverage local expertise in its investments. The trust's historical roots trace back to 1873 with the founding of the Holland America Line, though its current investment orientation reflects a shift initiated in the mid-20th century toward diverse asset management.

Visa is the largest payment processor in the world. In fiscal 2025, it processed almost $17 trillion in total volume. Visa operates in over 200 countries and processes transactions in over 160 currencies. Its systems are capable of processing over 65,000 transactions per second.