Primis Financial/$FRST
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Capital at risk
About Primis Financial
Primis Financial Corp is the bank holding company for Primis Bank, providing financial services to individuals and small and medium-sized businesses. Primis Bank offers a wide range of commercial banking services, It focuses on making loans secured mainly by commercial real estate and other types of secured and unsecured commercial loans to small and medium-sized businesses in several industries, as well as loans to individuals for a variety of purposes. The company has two reportable segments: Primis Bank. This segment specializes in providing financing services to businesses in various industries along with consumer and residential loans to individuals. Primis Mortgage. This segment specializes in originating mortgages in a majority of the U.S. The revenue is from Primis Bank.
- Ticker
- $FRST
- Sector
- Finance
- Primary listing
- NASDAQ
- Employees
- 593
- Headquarters
- McLean, United States
- Website
- www.primisbank.com
Primis Financial Metrics
BasicAdvanced
$358M
6.51
$2.23
0.73
$0.40
2.76%
Price and volume
Market cap
$358M
Beta
0.73
52-week high
$16.88
52-week low
$10.50
Average daily volume
141K
Dividend rate
$0.40
Financial strength
Profitability
Net profit margin (TTM)
24.89%
Operating margin (TTM)
33.35%
Effective tax rate (TTM)
21.10%
Revenue per employee (TTM)
$370,000
Management effectiveness
Return on assets (TTM)
1.33%
Return on equity (TTM)
13.44%
Valuation
Price to earnings (TTM)
6.506
Price to revenue (TTM)
1.62
Price to book
0.82
Price to tangible book (TTM)
1.05
Dividend yield (TTM)
2.76%
Forward dividend yield
2.76%
Growth
Revenue change (TTM)
59.01%
Earnings per share change (TTM)
553.57%
3-year revenue growth (CAGR)
20.20%
3-year earnings per share growth (CAGR)
191.35%
10-year earnings per share growth (CAGR)
10.22%
10-year dividend per share growth (CAGR)
2.26%
What the Analysts think about Primis Financial
Analyst ratings (Buy, Hold, Sell) for Primis Financial stock.
Analyst projections of the future price of Primis Financial stock.
Bulls say / Bears say
Net interest margin widened to 3.66% in the third quarter, or 3.59% excluding a loan recovery, and net interest income rose 25% year on year. Excluding non-recurring items, nine-month operating earnings increased 211%, showing a much stronger underlying earnings trend. (Primis Financial Corp.)
Several lending franchises are expanding: Core Bank loans grew at an 11% annualised pace in the quarter, while Panacea loans held for investment rose 14% annualised. Panacea deposits were also up 56% from a year earlier, supporting growth beyond Primis’s local branch network. (Primis Financial Corp.)
Credit indicators and capital improved: non-performing assets fell to 1.43% of assets from 2.07% a year earlier, while tangible book value per share rose 18% and the tangible common equity ratio reached 8.14%. This gives the bank a stronger balance-sheet position as it grows. (Primis Financial Corp.)
Third-quarter EPS of $0.35 fell short of the $0.42 consensus, and mortgage banking income was $8.0 million against analysts’ $12 million estimate. The retail mortgage pipeline also fell 37% from the prior quarter, leaving earnings exposed to volatile mortgage volumes. (Yahoo Finance, Primis Financial Corp.)
Credit quality remains a risk despite the year-on-year improvement: non-performing assets were still $61 million, or 1.43% of assets, and core net charge-offs rose 14 basis points from a year earlier to 17 basis points. Further problem credits could push up provisions and weigh on earnings. (Primis Financial Corp.)
Loans grew 9% year on year, faster than deposits at 4%, while Federal Home Loan Bank advances increased to $220 million from $85 million a year earlier. Continued reliance on this more costly funding could pressure margins if deposit growth does not catch up. (Primis Financial Corp.)
Data summarised monthly by Lightyear AI. Last updated on 23 Oct 2026.
Primis Financial Financial Performance
Revenues and expenses
Primis Financial Earnings Performance
Company profitability
Upcoming events
Primis Financial News
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Funds containing Primis Financial
Fund name | Fund size | $FRST weighting |
|---|---|---|
SPDR Russell 2000 US Small Cap€R2US | $5.3B | 0.01% |
SPDR Russell 2000 US Small Cap£R2SC | $5.3B | 0.01% |
Data displayed above is indicative only and its accuracy or completeness is not guaranteed. Actual execution price may vary. Past performance is not indicative of future results. Your return may be affected by currency fluctuations and applicable fees and charges. Capital at risk.
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