Pinnacle Financial/$PNFP
1D1W1M3M6MYTD1Y5YMAX
Capital at risk
About Pinnacle Financial
Pinnacle Financial Partners Inc is a financial holding company. The company operates through its wholly-owned subsidiary, Pinnacle Bank. The bank provides a full range of lending products, including commercial, real estate, and consumer loans to individuals and small to medium-sized businesses. It operates as a community bank mainly in the urban markets of Nashville, Knoxville, Memphis, and Chattanooga, Tennessee, as well as surrounding counties. It relies heavily on mergers and acquisitions. A majority of its loan portfolio is in commercial loans, mainly real estate, as well as industrial loans. The bank generates a majority of its net revenue through net interest income.
- Ticker
- $PNFP
- Sector
- Finance
- Primary listing
- NYSE
- Employees
- 8,433
- Headquarters
- Atlanta, United States
- Website
- www.pnfp.com
PNFP Metrics
BasicAdvanced
$14B
13.87
$6.83
1.02
$1.74
2.11%
Price and volume
Market cap
$14B
Beta
1.02
52-week high
$110.33
52-week low
$81.08
Average daily volume
1M
Dividend rate
$1.74
Financial strength
Dividend payout ratio (TTM)
27.27%
Profitability
Net profit margin (TTM)
24.86%
Operating margin (TTM)
45.20%
Effective tax rate (TTM)
19.75%
Revenue per employee (TTM)
$390,000
Management effectiveness
Return on assets (TTM)
0.89%
Return on equity (TTM)
7.65%
Valuation
Price to earnings (TTM)
13.868
Price to revenue (TTM)
3.269
Price to book
1.01
Price to tangible book (TTM)
1.5
Price to free cash flow (TTM)
7.723
Free cash flow yield (TTM)
12.95%
Free cash flow per share (TTM)
12.265
Dividend yield (TTM)
1.84%
Forward dividend yield
2.11%
Growth
Revenue change (TTM)
82.27%
Earnings per share change (TTM)
-9.03%
3-year revenue growth (CAGR)
27.31%
3-year earnings per share growth (CAGR)
-4.97%
10-year earnings per share growth (CAGR)
9.76%
3-year dividend per share growth (CAGR)
18.92%
10-year dividend per share growth (CAGR)
11.03%
What the Analysts think about PNFP
Analyst ratings (Buy, Hold, Sell) for Pinnacle Financial stock.
Analyst projections of the future price of Pinnacle Financial stock.
Bulls say / Bears say
Loans rose 3% quarter on quarter to $88.1 billion, and management said full-year loan growth was tracking towards the top of its 9%–11% range. That points to strong lending demand even as the enlarged bank continues to integrate Synovus. (AllMind Earnings)
Pinnacle gained deposits across its key markets: deposits in covered metro areas rose 6.7% year on year, with the bank ranked first in Nashville and fourth in Atlanta. This strengthens the case that the combined franchise can win customers in the Southeast. (Stockhouse)
Adjusted non-interest expense fell 2% from the prior quarter as merger savings and lower seasonal personnel costs more than offset continued investment in staff and technology. Early cost control supports the prospect of better operating leverage as the merger benefits build. (Morningstar)
Net interest margin fell 9 basis points quarter on quarter to 3.44%, and management’s full-year range is now 3.44%–3.47%. Lower loan yields and reliance on higher-cost funding could limit the earnings benefit from loan growth. (Morningstar)
The Synovus integration is still costly and has a major technology milestone ahead: merger-related expenses were $326 million in the first half, while systems conversion is scheduled for the first quarter of 2027. Delays or added costs could erode the expected merger savings. (StockTitan, StockTitan)
Common equity Tier 1 capital was 9.93% at quarter-end, below the company’s 10.25% target, and no share repurchases are expected in 2026. That leaves capital rebuilding ahead of buybacks while the bank funds further growth. (StockTitan)
Data summarised monthly by Lightyear AI. Last updated on 7 Oct 2026.
PNFP Financial Performance
Revenues and expenses
PNFP Earnings Performance
Company profitability
Upcoming events
No upcoming events
PNFP News
AllArticlesVideos
Pinnacle Financial Partners CEO Kevin Blair and CFO Jamie Gregory to hold fireside chat at BancAnalysts Association of Boston Conference
Business Wire2 weeks ago
Pinnacle is a top three workplace in the financial services industry
Business Wire2 weeks ago
Pinnacle Financial Partners announces dates for third quarter 2026 earnings release and conference call
Business Wire4 weeks ago
Funds containing PNFP
AllUSDEURGBP
Fund name | Fund size | $PNFP weighting |
|---|---|---|
iShares S&P US Banks€IUS2 | $1.1B | 2.60% |
SPDR S&P 400 US Mid Cap$SPY4 | $6.4B | 0.42% |
SPDR S&P 400 US Mid Cap£SPX4 | $6.4B | 0.42% |
Xtrackers MSCI World Financials$XDWF | $1.5B | 0.10% |
Invesco MSCI World Equal Weight£MWEP | $2B | 0.08% |
Data displayed above is indicative only and its accuracy or completeness is not guaranteed. Actual execution price may vary. Past performance is not indicative of future results. Your return may be affected by currency fluctuations and applicable fees and charges. Capital at risk.
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