Banco Santander/€SAN

06:30
10:10
13:45
17:25
21:00
1D1W1MYTD1Y5YMAX

About Banco Santander

Ticker

€SAN
Sector

Primary listing

BME

Employees

204,770

Banco Santander Metrics

BasicAdvanced
€132B
10.78
€0.83
0.96
€0.18
2.04%

What the Analysts think about Banco Santander

Analyst ratings (Buy, Hold, Sell) for Banco Santander stock.

Bulls say / Bears say

Record Q3 net profit of €3.5 billion (+7.8% yoy) was driven by a 64% surge in U.S. underlying profit, offsetting a 5.9% drop in Brazil revenues, marking the sixth consecutive record quarter (Reuters)
Common Equity Tier 1 (CET1) ratio reached a record 13.1% at end‐September, underscoring strong organic capital generation and positioning the bank to meet its 2025 targets (Santander)
Santander reaffirmed its plan to return at least €10 billion to shareholders through share buybacks from 2025 and 2026 earnings and excess capital, highlighting robust free cash flow (Santander)
Bank of Spain warned of a 3.9% decline in net interest income for Spanish lenders in Q1 2025 and forecast slower income growth this year amid lower rates and geopolitical risks (Reuters)
Analysts expect net interest income across Southern European banks to fall by an average of ~5.7% in 2025 as accelerated ECB easing erodes lending margins, posing downside risk to Santander’s core earnings (S&P Global)
Santander’s Brazil unit saw a 5.9% drop in underlying net profit in Q3 2025 due to currency depreciation, highlighting Latin America currency exposure (Reuters)
Data summarised monthly by Lightyear AI. Last updated on 5 Nov 2025.

Banco Santander Financial Performance

Revenues and expenses
QuarterlyAnnual
Q3 24
QoQ growth
Revenue
$37B
-39.75%
Net income
$45B
107.52%
Profit margin
37.65%
6.78%

Banco Santander Earnings Performance

Company profitability
QuarterlyAnnual
Q4 23
Q1 24
Q2 24
Q3 24
Q4 24
Actual
$3.69
$2.85
$2.45
$2.42
-
Expected
$3.55
$2.61
$2.05
$2.31
$3.94
Surprise
3.94%
9.20%
19.51%
4.63%
-
Data displayed above is indicative only and its accuracy or completeness is not guaranteed. Actual execution price may vary. Past performance is not indicative of future results. Your return may be affected by currency fluctuations and applicable fees and charges. Capital at risk.
Market data provided by CBOE Europe and Deutsche Börse.

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