Money market fundsManaged by J.P. Morgan

Put your money to work in our easy access, high yield Savings, powered by J.P. Morgan Asset Management.
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When you invest, your capital is at risk
2.03
%APY
Low risk
Managed by J.P. Morgan
Your money is segregated from Lightyear assets at all times. Available J.P. Morgan Asset Management funds are AAA rated and have a low risk level of 1/7.
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Low pricing
High interest
Annual fees of 0.20%. This combines the fund manager and Lightyear's fees.
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High liquidity
Instant withdrawals
Due to their regulatory requirements, money market funds are highly liquid. Withdrawals aim to be instant and arrive back into your Lightyear account.
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Extend your runway
You could earn
€19.98
€19.98
YearlyMonthly
Forecasts are not a reliable indicator of future performance. This calculator assumes investment into money market fund yielding today's rate. The 1-day yield changes slightly day-to-day and significantly when there is a change to the Central Bank rate. For simplicity, this calculation assumes the 1-day yield does not change.
The world’s largest asset manager
Powered by J.P. Morgan Asset Management
Your money is held in J.P. Morgan’s low-risk Money Market Funds.
Highly rated, low risk
Held in AAA rated, low-risk funds
Your money will be held in a low-risk, yield-paying fund that is managed by J.P. Morgan Asset Management.
By J.P. Morgan Asset Management

J.P. Morgan

JPMorgan EUR Liquidity LVNAV Fund
Fund size

€37bn

Fund rating

AAA

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You get what you see
Transparent fees included
To preserve your principal deposit, we deduct these fees from your interest payments.
2.18%
Fund 1-day yield p.a
0.20%
The fee
1.98%
Your interest rate (APR)
2.00%
Your interest rate (APY)
Not so risky business
Managing risk with money market funds
The J.P Morgan Asset Management funds we’ve chosen have a risk level of 1/7 and a AAA credit rating for good reasons.
Strong counterparties & diversified
Credit and concentration risk
The funds we offer have over 300 holdings. Money market fund regulations require that a single holding can’t account for more than 5% of all holdings, making money market funds a very diversified asset class.
Liquidity risk

Diversified with over

300

individual holdings

Safe & trusted
Keeping your money safe
Trusting us with your investments is something we do not take for granted.
Multi-country regulationGovernment insuranceSafeguarding your assets

Regulated in the UK by the FCA

We’re authorised and regulated by the Financial Conduct Authority (FRN 987226). Lightyear UK Ltd is a company registered in England and Wales with company number 14367910.

Regulated in the EU by EFSA

We’re authorised and regulated by the Estonian Financial Supervision Authority (4.1-1/31 and 4.1-1/147) and authorised to operate across the European Union.
Frequently asked
Questions a curious person might ask