Easy access high interest Savings

Put your money to work in our easy access, high interest Savings.

This is an investment product, so capital is at risk.

Earn high interest

Lightyear Savings

Now available as fractionals

A universe of assets, made simple

From stocks to funds, bonds and more, explore a vast universe of investment options, all in one place. And now with fractionals, you don't need to buy a whole share. Just pick the amount you want to invest, and you're in. Subject to availability.

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Benchmarked against the European Central Bank’s variable overnight interest rate, which is calculated daily.

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Follows the European Central Bank

From 1€ to infinity. We don’t limit the amount of money you can add to your Savings.

Managed by our partner

Looked after by our trusted partner, one the world’s largest asset manager, with over $10 trillion under management globally.

Automate your investing
Get investing, without the extra hassle

Choose a Ready-made Plan or create one yourself. For people who want to keep investing structured and low-effort.

Safe & trusted
Keeping your money safe
Trusting us with your investments is something we do not take for granted.
Multi-country regulationGovernment insuranceSafeguarding your assets

Regulated in the UK by the FCA

We’re authorised and regulated by the Financial Conduct Authority (FRN 987226). Lightyear UK Ltd is a company registered in England and Wales with company number 14367910.

Regulated in the EU by EFSA

We’re authorised and regulated by the Estonian Financial Supervision Authority (4.1-1/31 and 4.1-1/147) and authorised to operate across the European Union.