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Temenos AG is a Swiss enterprise software company specializing in banking software systems, headquartered in Geneva, Switzerland. The company's core business revolves around providing integrated software solutions for banks and other financial institutions. Temenos' product suite includes solutions for core banking, analytics, payments, wealth management, and compliance. Founded in 1993, the company has grown significantly through both organic growth and strategic acquisitions. Temenos serves clients across the globe, positioning itself as a significant provider in the financial technology sector with a strong emphasis on innovation and adaptability in its offerings.

Microsoft sells productivity, security, business, and developer software alongside Azure cloud infrastructure and platform services. Commercial customers pay through subscriptions, software licenses, and usage charges. Consumer businesses include Windows, Xbox, and advertising. Beginning in fiscal 2027, Microsoft reports two segments: agents and infra, containing its commercial software and cloud businesses, and devices and consumer.