Ready-made Plans.

Investing made simple.

Choose a Ready-made Plan that fits your investment goals. Funds managed by experts at BlackRock and Vanguard.
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When you invest, your capital is at risk.
ModerateGrowthAll-World
Funds managed by
BlackRockVanguard
Ready-made Plans
Make your choice and let the world’s largest asset managers handle the rest.

Moderate Mix

Exposure to 4,000+ global stocks and bonds, actively managed to a moderate risk profile.

48%

Stocks

38%

Bonds

+5.04%

5 year avg. annual return

Growth Group

Exposure to 4,000+ global stocks and bonds, actively managed to a growth risk profile.

84%

Stocks

10%

Bonds

+8.03%

5 year avg. annual return

All-World Wonder

Exposure to 3,700+ stocks in 45+ countries, passively managed to the FTSE All-World index.

100%

Stocks

0%

Bonds

+10.64%

5 year avg. annual return

Figures shown relate to past performance and aren’t a guide to future returns. The 5-year average annual returns are calculated on a rolling monthly basis using the net asset value (NAV) of each ETF. Performance is shown after deduction of ongoing fund manager charges. Where a fund's base currency differs from the share class currency, returns may be affected by currency movements. Source: BlackRock, Vanguard.

Plan with lightyear
Your wealth, on autopilot
Making investing a habit, not an obligation.
Cut through the noise

Save time on research

Building the right portfolio takes time and effort. Researching thousands of options, while deciphering the jargon can make investing feel like a full-time job.
Three risk-based options

Choose a plan that fits you

Our ready-made plans are built for people who want to invest without the hassle, catered for a range of goals and risk appetites.

Simply choose your risk level, enable auto-investing and let your portfolio run in the background.

ModerateGrowthAll-World
Managed by BlackRock & Vanguard

Let the experts handle the rest

Grow your money in funds managed by the teams at BlackRock and Vanguard. Collectively, they manage over $25 trillion for people and businesses across the globe.
The important stuff
Protection and regulation
Trusting us with your investments is something we don’t take for granted.
Regulated and insuredSafeguarding your assets

Regulated by the FCA

We're authorised and regulated by the Financial Conduct Authority (FRN 987226).

FSCS protection

Lightyear is protected by the Financial Services Compensation Scheme (FSCS). FSCS protection applies to client money only where held with banks, not where held in QMMFs. Learn more here.