Simple, fair and transparent pricing
You pay us for
these 2 things
Uses the live interbank exchange rate
Rates shown are what you get, after fees.
Varies by currency
We’ll give you
these for free
Per order.
Per order.
Per order.
No execution or custody fees. Fund manager fees still apply.
Flexible access to the Bank of England’s base rate, tax-free.
We don’t charge you for leaving your money to grow.
No more double conversion fees on each trade. Hold GBP, USD and EUR. GIA only.
Transferring funds from a local bank account.
Transferring funds to a local bank account.
Pay less tax on any dividends earned from US shares.
Other fees
Quick deposits with debit card, Apple Pay or Google Pay.
Fixed fee per payment.
per payment
Currency conversion (FX) | 0.1% | 0.15% | 0.99% First £10k (see below) | Up to 0.75% see below | 0.75% see below |
Monthly fee | Free | Free | 0.35% per year, see below | £5.99 - £39.99 see below | 0.25% of holdings max £3.50 per month |
ETFs - per order | Free | Free | £6.95 | £3.99 | £3.50 - £5.00 based on trade activity |
US stocks - per order | Free | Free | £6.95 | £3.99 | £3.50 - £5.00 based on trade activity |
UK stocks - per order | Free | Free | £6.95 | £3.99 | £3.50 - £5.00 based on trade activity |
EU stocks - per order | Free | Free | £6.95 | £5.99 - £9.99 see below | £3.50 - £5.00 based on trade activity |
Multi-currency | |||||
Full comparison |
Data accurate as of 1st March 2026.
Trading 212: Based on their Invest fees page.
Hargreaves Lansdown: Based on their Stocks & Shares ISA. Stock trading costs depend on the number of trades made in the previous month. The standard online dealing charge is £6.95 per trade for up to 19 trades in the previous month and £3.95 per trade for 20 or more trades. Shares, exchange-traded funds (ETFs) and investment trusts are charged at 0.35% per year, capped at £150 per account. Foreign exchange (FX) fees are tiered: 0.99% on the first £10,000, 0.75% on the next £10,000, 0.50% on the next £20,000, and 0.25% on amounts above £40,000. Additional dealing charges may apply for certain instruments, such as funds.
Interactive Investor: Based on their pricing plans page. II offer 3 different plans; Core, Plus and Premium. There is a portfolio limit of £100k for Core. The table shows the range across these 3 plans. FX is 0.75% for Core, 0.75% for the first £50k in Plus and 0.25% over £50k, and 0.25% in Premium. Full breakdown of their pricing is available here.
AJ Bell: Based on their Stocks & Shares ISA. The AJ Bell fees for trading ETFs and stocks are based on trades in the previous month. If you had more than 10 share deals in the previous month then the £5.00 charged is reduced to £3.50. AJ Bell's FX fee in their ISA is 0.75% on the first £10,000 going down to 0.50% on the next £10,000 and to 0.25% on values over £20,000


